[Federal Register: August 28, 2006 (Volume 71, Number 166)]
[Rules and Regulations]               
[Page 51049-51085]
From the Federal Register Online via GPO Access [wais.access.gpo.gov]
[DOCID:fr28au06-8]                         


[[Page 51049]]

-----------------------------------------------------------------------

Part III





Department of Health and Human Services





-----------------------------------------------------------------------



Centers for Medicare & Medicaid Services



42 CFR Parts 431 and 457



Medicaid Program and State Children's Health Insurance Program (SCHIP) 
Payment Error Rate Measurement; Final Rule


[[Page 51050]]


-----------------------------------------------------------------------

DEPARTMENT OF HEALTH AND HUMAN SERVICES

Centers for Medicare & Medicaid Services

42 CFR Parts 431 and 457

[CMS-6026-IFC2]
RIN 0938-AN77

 
Medicaid Program and State Children's Health Insurance Program 
(SCHIP) Payment Error Rate Measurement

AGENCY: Centers for Medicare & Medicaid Services (CMS), HHS.

ACTION: Interim final rule with comment period.

-----------------------------------------------------------------------

SUMMARY: This interim final rule with comment period sets forth the 
State requirements to provide information to us for purposes of 
estimating improper payments in Medicaid and SCHIP. The Improper 
Payments Information Act of 2002 (IPIA) requires heads of Federal 
agencies to estimate and report to the Congress annually these 
estimates of improper payments for the programs they oversee, and 
submit a report on actions the agency is taking to reduce erroneous 
payments.
    This interim final rule with comment responds to the public 
comments on the October 5, 2005 interim final rule and sets forth State 
requirements for submitting claims and policies to the Federal 
contractor for purposes of conducting FFS and managed care reviews. 
This interim final rule also sets forth and invites further comments on 
the State requirements for conducting eligibility reviews and 
estimating payment error rates due to errors in eligibility 
determinations.

DATES: Effective Date: These regulations are effective on October 1, 
2006.
    Comment Date: To be assured consideration, comments must be 
received at one of the addresses provided below, no later than 5 p.m. 
on September 27, 2006.

ADDRESSES: In commenting, please refer to file code CMS-6026-IFC2. 
Because of staff and resource limitations, we cannot accept comments by 
facsimile (FAX) transmission.
    You may submit comments in one of four ways (no duplicates, 
please):
    1. Electronically. You may submit electronic comments on specific 
issues in this regulation to http://www.cms.hhs.gov/eRulemaking. Click 

on the link ``Submit electronic comments on CMS regulations with an 
open comment period.'' (Attachments should be in Microsoft Word, 
WordPerfect, or Excel; however, we prefer Microsoft Word.)
    2. By regular mail. You may mail written comments (one original and 
two copies) to the following address ONLY: Centers for Medicare & 
Medicaid Services, Department of Health and Human Services, Attention: 
CMS-6026-IFC2, P.O. Box 8013, Baltimore, MD 21244-8013.
    Please allow sufficient time for mailed comments to be received 
before the close of the comment period.
    3. By express or overnight mail. You may send written comments (one 
original and two copies) to the following address ONLY: Centers for 
Medicare & Medicaid Services, Department of Health and Human Services, 
Attention: CMS-6026-IFC2, Mail Stop C4-26-05, 7500 Security Boulevard, 
Baltimore, MD 21244-1850.
    4. By hand or courier. If you prefer, you may deliver (by hand or 
courier) your written comments (one original and two copies) before the 
close of the comment period to one of the following addresses. If you 
intend to deliver your comments to the Baltimore address, please call 
telephone number (410) 786-7195 in advance to schedule your arrival 
with one of our staff members. Room 445-G, Hubert H. Humphrey Building, 
200 Independence Avenue, SW., Washington, DC 20201; or 7500 Security 
Boulevard, Baltimore, MD 21244-1850.
    (Because access to the interior of the HHH Building is not readily 
available to persons without Federal Government identification, 
commenters are encouraged to leave their comments in the CMS drop slots 
located in the main lobby of the building. A stamp-in clock is 
available for persons wishing to retain a proof of filing by stamping 
in and retaining an extra copy of the comments being filed.)
    Comments mailed to the addresses indicated as appropriate for hand 
or courier delivery may be delayed and received after the comment 
period.
    Submission of Comments on Paperwork Requirements. You may submit 
comments on this document's paperwork requirements by mailing your 
comments to the addresses provided at the end of the ``Collection of 
Information Requirements'' section in this document.
    For information on viewing public comments, see the beginning of 
the SUPPLEMENTARY INFORMATION section.

FOR FURTHER INFORMATION CONTACT: Janet E. Reichert, (410) 786-4580. 
Elizabeth Pham, (410) 786-7703.

SUPPLEMENTARY INFORMATION:
    Submitting Comments: We welcome comments from the public on the 
State requirements for conducting eligibility reviews and estimating 
payment error rates due to errors in eligibility determinations. You 
can assist us by referencing the file code CMS-6026-IFC.
    Inspection of Public Comments: All comments received before the 
close of the comment period are available for viewing by the public, 
including any personally identifiable or confidential business 
information that is included in a comment. We post all comments 
received before the close of the comment period on the following Web 
site as soon as possible after they have been received: http://www.cms.hhs.gov/eRulemaking.
 Click on the link ``Electronic Comments on 

CMS Regulations'' on that Web site to view public comments.
    Comments received in a timely manner will be also available for 
public inspection as they are received, generally beginning 
approximately 3 weeks after publication of a document, at the 
headquarters of the Centers for Medicare & Medicaid Services, 7500 
Security Boulevard, Baltimore, Maryland 21244, Monday through Friday of 
each week from 8:30 a.m. to 4 p.m. To schedule an appointment to view 
public comments, phone 1-800-743-3951.

I. Background

A. The Improper Payments Information Act of 2002

    The Improper Payments Information Act of 2002 (IPIA), Public Law 
107-300, enacted on November 26, 2002, requires the heads of Federal 
agencies annually to review programs they oversee that are susceptible 
to significant erroneous payments, and to estimate the amount of 
improper payments, to report those estimates to the Congress, and to 
submit a report on actions the agency is taking to reduce erroneous 
expenditures. The IPIA directed the Office of Management and Budget 
(OMB) to provide guidance on implementation. OMB defines significant 
erroneous payments as annual erroneous payments in the program 
exceeding both 2.5 percent of program payments and $10 million (OMB M-
03-13, May 21, 2003). For those programs with significant erroneous 
payments, Federal agencies must provide the estimated amount of 
improper payments and report on what actions the agency is taking to 
reduce them, including setting targets for future erroneous payment 
levels and a timeline by which the targets will be reached.
    According to OMB directives, Federal agencies must include in the 
report to the Congress: (1) The estimate of the

[[Page 51051]]

annual amount of erroneous payments; (2) a discussion of the causes of 
the errors and actions taken to correct those problems, including plans 
to increase agency accountability; (3) a discussion of the amount of 
actual erroneous payments the agency expects to recover; (4) 
limitations that prevent the agency from reducing the erroneous payment 
levels, that is, resources or legal barriers; and (5) a target for the 
program's future payment rate, if applicable.
    The Medicaid and SCHIP programs were identified by OMB as programs 
at risk for significant erroneous payments. OMB directed the Department 
of Health and Human Services (DHHS) to report the estimated error rates 
for the Medicaid and SCHIP programs each year for inclusion in the 
Performance and Accountability Report (PAR).
    Through the Payment Accuracy Measurement (PAM) and Payment Error 
Rate Measurement (PERM) pilot projects that CMS operated in Fiscal 
Years (FYs) 2002 through 2005, we developed a claims-based review 
methodology designed to estimate State-specific payment error rates for 
all adjudicated claims within 3 percent of the true population error 
rate with 95 percent confidence. An ``adjudicated claim'' is a claim 
for which either money was obligated to pay the claim (paid claims) or 
for which a decision was made to deny the claim (denied claims).

B. CMS Rulemaking

    We published a proposed rule on August 27, 2004 (69 FR 52620) to 
comply with the requirements of the IPIA and the OMB guidance. Based on 
the methodology developed in the pilot projects, the proposed rule set 
forth provisions for all States annually to estimate improper payments 
in their Medicaid and SCHIP programs and to report the State-specific 
error rates for purposes of our computing the national improper payment 
estimates for these programs. The intended effects of the proposed rule 
were to have States measure improper payments based on fee-for-service 
(FFS), managed care, and eligibility reviews; to identify errors to 
target corrective actions; to reduce the rate of improper payments; and 
to produce a corresponding increase in program savings at both the 
State and Federal levels.
    After extensive analysis of the issues related to having States 
measure improper payments in Medicaid and SCHIP, including public 
comments on the provisions in the proposed rule, we revised our 
approach. Our revised approach adopted the recommendation to engage 
Federal contractors to review State Medicaid and SCHIP FFS and managed 
care payments (we define the term ``claims'' to include both managed 
care capitation payments and FFS line items) and to calculate the 
State-specific and national error rates for Medicaid and SCHIP. (States 
will calculate the State-specific eligibility error rates. Based on 
these rates, the Federal contractor will calculate the national 
eligibility error rate for each program.) We also adopted the 
recommendation to sample a subset of States each year rather than to 
measure every State every year. We adopted these recommendations 
primarily in response to commenters' concerns with the cost and burden 
to implement the regulatory provisions that the proposed rule would 
have imposed on States.
    Since our revised approach deviated significantly from the approach 
in the proposed rule, we published an interim final rule with comment 
period on October 5, 2005 (70 FR 58260). The October 5th interim final 
rule with comment period responded to the public comments on the 
proposed rule, and informed the public of our national contracting 
strategy and of our plan to measure improper payments in a subset of 
States. Our State selection will ensure that a State will be measured 
once, and only once, every 3 years in each program.
    The October 5, 2005 interim final rule also set forth the types of 
information that States would submit to the Federal contractors for the 
purpose of estimating Medicaid and SCHIP FFS improper payments. The 
October 5, 2005 interim final rule invited further comments on methods 
for estimating eligibility and managed care improper payments. We 
received very few comments regarding managed care and a number of 
comments regarding eligibility. Based on the public comments, we 
developed an approach to measuring eligibility errors and, through this 
second interim final rule, invite further public comments on this 
eligibility methodology. Section 1102(a) of the Social Security Act 
(the Act) authorizes the Secretary to establish such rules and 
regulations as may be necessary for the efficient administration of the 
Medicaid and SCHIP programs. Medicaid statute at section 1902(a)(6) of 
the Act and SCHIP statute at section 2107(b)(1) of the Act require 
States to provide information that the Secretary finds necessary for 
the administration, evaluation, and verification of the State's 
program. Also, section 1902(a)(27) of the Act (and 42 CFR 457.950) 
requires providers to submit information regarding payments and claims 
as requested by the Secretary, State agency, or both.
    Under the authority of these statutory provisions, this second 
interim final rule requires those States selected for review in any 
given year for the Medicaid or SCHIP improper payments measurement to 
provide the Federal contractors with information needed to conduct 
medical and data processing reviews on FFS claims and data processing 
reviews on managed care claims. (Managed care claims are not subject to 
medical review because managed care payments are based on capitated 
payments made per enrollee, not on the individual services provided.)
    The States selected for PERM must provide:
    (a) All adjudicated FFS and managed care claims information from 
the review year, on a quarterly basis, with FFS claims stratified by 
type of service;
    (b) Upon request from the contractor, provider contact information 
that has been verified by the State as current;
    (c) All medical and other related policies in effect and any 
quarterly policy updates;
    (d) Current managed care contracts, rate information, and any 
quarterly updates to the contracts and rates for the review year for 
SCHIP and, as requested, for Medicaid;
    (e) Data processing systems manuals;
    (f) Repricing information for claims that are determined to have 
been improperly paid;
    (g) Information on claims that were selected as part of the sample, 
but which changed in substance after selection, for example, successful 
provider appeals;
    (h) Adjustments made within 60 days of the adjudication dates for 
the original claims or line items with sufficient information to 
indicate the nature of the adjustments and to match the adjustments to 
the original claims or line items;
    (i) A corrective action report for purposes of reducing the payment 
error rate in the FFS, managed care and eligibility components of the 
program; and
    (j) Other information that the Secretary determines is necessary 
for, among other purposes, estimating improper payments and determining 
error rates in Medicaid and SCHIP.

C. IPIA Implementation

    We expect to be compliant with IPIA requirements by 2008. We are 
measuring Medicaid FFS improper payments in FY 2006 and plan to have 
all components (FFS, managed care and eligibility) of Medicaid and 
SCHIP measured in FY 2007 and beyond. We delayed announcing a 
methodology for

[[Page 51052]]

measuring errors in managed care and eligibility in the October 5, 2005 
interim final rule; and instead, we invited comments on methods for 
measuring these types of improper payments in both Medicaid and SCHIP. 
We determined that the Federal contractor would review managed care 
claims similar to the review process used in the PERM pilot. We 
published the information collection request for SCHIP and Medicaid 
managed care error measurements on February 3, 2006 (71 FR 5851) and 
again on April 14, 2006 (71 FR 19522) for public comment. We are 
describing the State information submission requirements in this 
interim final rule.
    In the October 5, 2005 interim final rule, we stated that it was 
still possible that States sampled for review would be required to 
conduct eligibility reviews as described in our approach to the 
proposed rule. We also announced in the October 5, 2005 interim final 
rule our intentions to establish an eligibility workgroup to make 
recommendations on the best approach for reviewing Medicaid and SCHIP 
eligibility within the confines of current statute, with minimal impact 
on States and additional discretionary funding. We convened an 
eligibility workgroup comprised of DHHS [including CMS and, in an 
advisory capacity, the Office of the Inspector General (OIG)], OMB, and 
representatives from two States. We determined that States should 
conduct the eligibility measurement based on the workgroup's 
consideration of public comments and the examination of various 
approaches proposed in such comments. We also developed a review 
methodology, which we have outlined in this interim final rule with 
comment period and invite further public comment on these eligibility 
error measurement provisions.
    Thus, in FY 2007 and beyond, we expect to have Federal contractors 
measure improper payments in the FFS and managed care components of 
Medicaid and SCHIP, and have States selected for these reviews in any 
given year measure the error rate in their respective determinations of 
program eligibility. These measurements will produce State-specific 
error rates for the three components--FFS, managed care and 
eligibility--as well as composite program error rates for the State's 
Medicaid and SCHIP programs. From the State-specific error rates, we 
will calculate national error rates for each of the components and for 
the Medicaid and SCHIP program.

                    Annual PERM Error Rates Produced
------------------------------------------------------------------------
   State-specific: Four error rates per
     selected program  (for 17 states)       National: Eight error rates
------------------------------------------------------------------------
1. FFS....................................  1. Medicaid FFS.
2. Managed care...........................  2. SCHIP FFS.
3. Eligibility............................  3. Medicaid managed care.
4. Medicaid/SCHIP Program Error Rate......  4. SCHIP managed care.
                                            5. Medicaid eligibility.
                                            6. SCHIP eligibility.
                                            7. Medicaid Program.
                                            8. SCHIP Program.
------------------------------------------------------------------------

    We expect State corrective actions to address the causes of error 
in each of the three program components. As a result, we expect States 
will reduce their error rates over the course of each measurement cycle 
which, in turn, should reduce the national error rates.

II. Provisions of the October 5, 2005 Interim Final Regulations

    We published an interim final rule with comment period on October 
5, 2005 that responded to comments on the August 27, 2004 proposed rule 
and informed the public that we will use a national contracting 
strategy to estimate improper payments in Medicaid and SCHIP FFS in a 
subset of States rather than every State every year. We adopted this 
approach based on public comments on the proposed rule.

A. Selecting States for Review

    Medicaid State Selection. We will use a rotational approach to 
review the States in Medicaid. For each fiscal year, we expect to 
measure 17 States. The result is that each State will be measured once, 
and only once, every 3 years. The rotation allows States to plan for 
the reviews because States know in advance in which year they will be 
measured.
    In determining the Medicaid State selection, we grouped all States 
into three equal strata of small, medium, and large based on the 
States' most recently available FFS annual expenditure data. We 
randomly selected up to six States from each stratum each year, until 
we selected all States for review over the current and next 2 fiscal 
years (that is, FY 2006 through FY 2008). (The third stratum with the 
large States (based on annual expenditures) was substratified into two 
strata of 8 and 9 States. Two States were selected from one substratum 
and three States were selected from the other substratum. We selected 6 
States each from the ``small'' and ``medium'' strata for a total of 17 
States.)
    The States selected for Medicaid FFS review in FY 2006, and 
Medicaid FFS, managed care, and eligibility reviews in FY 2007 and FY 
2008 are listed below. At the end of the 3-year period, the rotation 
will repeat so that the Medicaid FY 2006 States will be reviewed in FY 
2009; the Medicaid FY 2007 States will be reviewed in FY 2010; and the 
Medicaid FY 2008 States will be reviewed in 2011. We announced the 
Medicaid State selection rotation through a State Health Official 
Letter transmitted November 18, 2005.

                        Medicaid State Selection
------------------------------------------------------------------------

------------------------------------------------------------------------
FY 2006......................  Pennsylvania, Ohio, Illinois, Michigan,
                                Missouri, Minnesota, Arkansas,
                                Connecticut, New Mexico, Virginia,
                                Wisconsin, Oklahoma, North Dakota,
                                Wyoming, Kansas, Idaho, Delaware.
FY 2007......................  North Carolina, Georgia, California,
                                Massachusetts, Tennessee, New Jersey,
                                Kentucky, West Virginia, Maryland,
                                Alabama, South Carolina, Colorado, Utah,
                                Vermont, Nebraska, New Hampshire, Rhode
                                Island.
FY 2008......................  New York, Florida, Texas, Louisiana,
                                Indiana, Mississippi, Iowa, Maine,
                                Oregon, Arizona, Washington, District of
                                Columbia, Alaska, Hawaii, Montana, South
                                Dakota, Nevada.
------------------------------------------------------------------------

    SCHIP State Selection. Subsequent to the Medicaid State selection 
for PERM reviews, we completed the SCHIP State selection. We determined 
that SCHIP can be measured in the same States selected for Medicaid 
review each fiscal year with a high probability that the SCHIP error 
rate will meet OMB requirements for confidence and precision levels. 
Since SCHIP and Medicaid will be measured in the selected States at the 
same time, each State will be measured for SCHIP once and only once 
every three years. We will send a State Health Official Letter 
regarding the SCHIP State selection as we did on the Medicaid State 
selection.
    We believe that paralleling the SCHIP and Medicaid mesaurements 
will minimize administrative complexities for both CMS and the States. 
Measuring

[[Page 51053]]

both programs at the same time may also reduce the State cost and 
burden because States are able to plan activities for both measurements 
and may gain efficiencies by combining staff and resources for the 
reviews.
    As with Medicaid, we expect to measure improper payments in all 
components (FFS, managed care, and eligibility) of SCHIP in FY 2007 and 
beyond. For States measured for Medicaid FFS in FY 2006, SCHIP will be 
measured in FY 2009.

B. Use of Federal Contractors

    Under the national contracting strategy, we will use Federal 
contractors to measure Medicaid and SCHIP FFS and managed care improper 
payments. For FY 2006, we have engaged three contractors: (1) A 
statistical contractor (SC); (2) a documentation/database contractor 
(DDC); and (3) a review contractor (RC). The use of three Federal 
contractors allows for the award of contracts in areas of 
specialization and expertise, minimizes potential problems if one 
contractor experiences operational difficulties, and provides CMS with 
optimum oversight.
    The SC collects adjudicated claims data, determines the sample 
size, draws the sample, and calculates the State and national error 
rates. The DDC collects and stores State medical and other related 
policies, and requests the medical records from providers for the FFS 
medical reviews. The RC conducts the medical and data processing 
reviews.
Statistical Contractor
    The States selected for review will submit to the SC the following 
information for Medicaid and SCHIP:
     All adjudicated FFS and managed care claims information 
from the review year on a quarterly basis, with FFS claims stratified 
into seven strata by service type and one additional stratum for denied 
claims;
     Information on claims that were selected as part of the 
sample, but which changed in substance after selection (for example, 
successful provider appeals); and
     Adjustments made within 60 days from the adjudication 
dates for the original claims or line items, with sufficient 
information to indicate the nature of the adjustments and to match the 
adjustments to the original claims or line items.
    States are requested to provide stratified FFS claims data because 
stratifying the claims by service type improves the efficiency of the 
sampling methodology by distributing the claims in the sample in 
proportion to the dollar share in the universe. Stratification allows 
services with a larger dollar share to compose a larger share of the 
sample and reduces the variance in the sample. Stratifying the claims 
also allows for smaller sample sizes and for the identification of 
errors in specific service types so that States can systematically 
target causes of errors.
    The SC will work with States and will compare the data submitted to 
recent data to help establish that the data are complete. Based on the 
annual expenditure data, the SC will determine the State's sample size 
and, for FFS claims, the sample size for each of the eight total 
strata. These strata were established during the pilot projects based 
on the total share of dollars. In addition, States had already grouped 
their claims similarly in their Medicaid Management Information System 
(MMIS); therefore, we believe that the stratification of claims for 
submission should not be burdensome to States. Stratification of the 
claims also provides States with information regarding the service 
areas where the errors are concentrated so that States can better 
target corrective actions.
    The strata are: (1) Hospital services; (2) long term care services; 
(3) other independent practitioners and clinics; (4) prescription 
drugs; (5) home and community based services; (6) other services and 
supplies (for example, durable medical equipment, clinical lab tests, 
and x-rays); (7) primary care case management; and (8) denied claims. 
We expect that the average sample size will be 1,000 FFS claims and 500 
managed care claims per State program in order to achieve a 3 percent 
precision level at the 95 percent confidence level (based on a range 
estimated during the PAM/PERM pilots).
    From the State's quarterly adjudicated claims data, the SC will 
randomly select a sample of FFS and managed care claims each quarter. 
The State will stratify the FFS claims before submitting the data to 
the SC. Each selected FFS claim will be subjected to a medical and data 
processing review. Managed care claims will not be stratified and will 
not be subject to medical reviews because the payments that are made to 
a managed care plan are based on a set fee from a predetermined 
capitation agreement, rather than for the specific service(s) provided.
Documentation/Database Contractor
    States selected for review will provide the DDC the following 
information for Medicaid and SCHIP:
     All medical and other related policies in effect for the 
review year and any quarterly policy updates;
     Current managed care contracts, rate information, and any 
quarterly updates to contracts and rates for the review year for SCHIP 
and, as requested, for Medicaid; and
     Upon request from the contractor, provider contact 
information that has been verified by the State as current.
Review Contractor
    States selected for review will provide the RC the following 
information for Medicaid and SCHIP:
     Systems manuals for data processing reviews. (If a State's 
medical and data processing policies are intertwined, the State may 
send the policies to the DDC. The DDC will then identify the data 
processing policies so the RC can access them through the DDC.
     Repricing information, as requested by the RC, for claims 
that the RC determines to be improperly paid. The RC will request that 
States reprice claims that are found to be in error so that the RC is 
able to determine the amount of the improper payment.
    The RC will use the information collected by the DDC to conduct the 
medical reviews. The RC will conduct the data processing reviews, most 
likely on-site, using the systems information provided by the State. 
The RC will, at a minimum, send monthly disposition reports to the 
States. The disposition reports will list the contractor's review 
findings for each sampled claim. States can review these findings and 
notify the RC if they identify errors they believe should be reversed. 
The RC will work with States to resolve differences in findings. If the 
State finding prevails, the RC will reverse the error finding. If the 
RC's finding is upheld, the error finding will stay in the calculation 
of the error rate.
    When the reviews are completed, the SC will estimate the State-
specific error rates for the FFS and managed care components of the 
Medicaid and SCHIP programs, as well as national program error rates 
and national component error rates. The States will review their error 
rates; determine root causes of error-prone areas and develop 
corrective actions to address the error causes for purposes of reducing 
the payment error rates.
CMS
    States selected for review will provide us with the following 
information for Medicaid and SCHIP:
     A corrective action report for purposes of reducing the 
State's payment error rates in the FFS, managed care, and eligibility 
components of the program; and

[[Page 51054]]

     Other information that the Secretary determines necessary 
for, among other purposes, estimating improper payments and determining 
error rates in Medicaid and SCHIP.
    We will notify selected States regarding any additional information 
that may be necessary for determining error rates in Medicaid and 
SCHIP. We do not expect to request additional information other than 
the information we have specified in this interim final rule with 
comment period. However, we would necessarily request information we 
find during the course of measuring each program that would improve the 
process, produce more accurate error rates, or reduce the cost and 
burden on either or both the State and Federal governments. Similarly, 
if we determined that we are collecting specific information that does 
not add value to the error rate measurement or is not productive to 
collect, we would discontinue that collection. Once the State-specific 
and national error rates are estimated, the States will develop and 
send to us corrective action reports describing corrective actions that 
the States will implement to reduce the incidence of improper payments.

C. Review Process

    The process for measuring improper payments, called the 
``production cycle,'' under the national contracting strategy will take 
approximately 23 months per cycle. For example, the measurement for FY 
2006 (which involves the reviews of adjudicated Medicaid FFS claims 
during October 2005 through September 2006) begins October 1, 2005 and 
will be completed by August 30, 2007. The results will be included in 
the FY 2007 PAR, which is published in November 2007. Using FY 2006 as 
an example, the following table provides an approximate overview of the 
PERM process. It is important to note that the process is fluid, so 
timeframes may fluctuate slightly depending on such factors as the 
complexities of the reviews.

              Example of the PERM Production Cycle: FY 2006
                   [Note: only includes Medicaid FFS]
------------------------------------------------------------------------
          Timeframe                              Event
------------------------------------------------------------------------
December 1, 2005.............   States submit medical policies
                                in effect for the review period to the
                                DDC.
January 15, 2006.............   States submit 1st quarter FY
                                2006 (October-December 2005) adjudicated
                                claims to the SC.
February 1, 2006.............   State submits 1st quarter FFS
                                policy updates to the DDC.
April 15, 2006...............   States submit 2nd quarter FY
                                2006 (January-March 2006) adjudicated
                                claims to the SC.
May 1, 2006..................   States submit 2nd quarter policy
                                updates to the DDC.
July 15, 2006................   States submit 3rd quarter FY
                                2006 (April-June 2006) adjudicated
                                claims to the SC.
August 1, 2006...............   States submit 3rd quarter policy
                                updates to the DDC.
October 15, 2006.............   States submit 4th quarter FY
                                2006 (July-September 2006) adjudicated
                                claims to the SC.
November 1, 2006.............   States submit 4th quarter policy
                                updates to the DDC.
Throughout PERM process......   States identify and resolve
                                differences in review findings with the
                                RC.
------------------------------------------------------------------------

D. Eligibility Measurement

    In the October 5, 2005 interim final rule, we invited comments on 
methods for measuring improper payments in eligibility in Medicaid and 
SCHIP. We stated in the October 5, 2005 interim final rule that the 
States sampled for the Medicaid or SCHIP FFS and managed care reviews 
in any year may be required to conduct eligibility reviews as set out 
in the proposed rule. To develop the eligibility measurement, we 
convened a workgroup comprised of DHHS (including CMS and, in an 
advisory role, the OIG), OMB, and representatives from two States. The 
workgroup considered public comments and made recommendations on the 
best method to measure Medicaid and SCHIP eligibility improper payments 
within the confines of current law, and with minimal impact on States 
and on additional discretionary funding.
    We also invited comments on managed care review. We received few 
comments on measuring this component. We developed a plan for measuring 
managed care improper payments in a manner similar to the managed care 
reviews conducted under the PERM pilot. We have addressed comments 
received on eligibility and managed care in this interim final rule.

III. Analysis of and Responses to Public Comments

    CMS received a total of 30 comments: 27 from State agencies 
(including one territory) and 3 from consumer advocacy and other 
groups. These commenters reiterated many of the comments from the 
proposed rule to which we responded in the October 5, 2005 interim 
final rule. Although we are not required to respond to these comments 
again, we are summarizing the comments in this interim final rule and 
providing our responses for the convenience of the reader. However, it 
is important to note that we are bound by, and therefore cannot change, 
the requirements of the IPIA, the OMB guidance (such as inclusion of 
denied claims), and section 1903(d)(2) of the Act governing recoveries. 
Current regulations at 42 CFR part 433, subpart F and 42 CFR part 457, 
subparts B and F are not addressed by this rulemaking. Below are the 
comments on the October 5, 2005 interim final rule, grouped by topic, 
and our responses as follows:

A. Purpose, Basis and Scope
    1. Payment Error Rates
    2. State Selection
    3. Use of National Contractor
    4. State Impact
B. Methodology
    1. Exclusions From the Claims Universe
    a. Denied Claims
    b. Provider Appeals/Provider Fraud
    2. Sampling Issues
    3. Overpayments and Underpayment Errors
    4. Adjustments
    5. Medical and Data Processing Reviews
    a. Methodology
    b. Medical Reviews
    c. Data Processing Reviews
    6. Payment Error Rate and Reporting
C. Expanded FY 2007 Error Rate Measurement
    1. Eligibility
    a. Cost and Burden
    b. Eligibility Workgroup
    c. Methodology
    2. Managed Care
    3. SCHIP
D. Appeals
E. State Requirements
    1. Collection of Information
    a. State's Role
    b. State Cost and Burden
    c. Information Collection
    d. Repricing
    2. Technical Assistance
    3. Corrective Action Plans
    4. Recoveries
F. Regulatory Impact Statement
G. Anticipated Effects

    Overall, comments on the October 5, 2005 interim final rule 
supported our efforts in assuring that Medicaid and SCHIP payments are 
correct. Many commenters indicated that although the

[[Page 51055]]

October 5, 2005 interim final rule significantly reduced the burden on 
the States by using a Federal contracting strategy and limiting State 
selection to once every 3 years, they believed that the October 5, 2005 
interim final rule still placed an undue technical and financial burden 
on the States to assist the Federal contractors. Many commenters 
believed that the October 5, 2005 interim final rule underestimated the 
amount of resources that would be necessary to provide information and 
technical assistance to the Federal contractors for the estimation of 
State payment error rates. Commenters were also concerned with the 
States' ability to review and challenge the contractor's error 
determinations and estimates of State error rates before they were 
reported to OMB.

A. Purpose, Basis, and Scope

1. Payment Error Rates
    Comment: Many commenters stated that the IPIA did not require 
State-specific error rate estimates and that State-specific error rates 
went beyond the requirements of the IPIA. Several commenters proposed 
that CMS abandon the State-level error rates in favor of having the 
national contractor select a nationwide statistical sample, after which 
the contractor would review those claims with the assistance of the 
individual State.
    Response: We did not adopt the recommendation to select a 
nationwide sample because we believed that it was not the best overall 
method to meet the requirements of the IPIA and OMB guidance.
    There is no national sampling framework for SCHIP claims, and the 
Medicaid Statistical Information Statistics (MSIS) data for Medicaid 
are too old to produce meaningful data on which States could base 
effective corrective actions. As such, we are not abandoning State 
rates for only a national rate. We will use the State rates as the 
basis for the national rates and States can use their individual 
results as the basis for corrective actions.
    Comment: One commenter stated that State-specific error rates would 
lead to the unwarranted comparisons of States when there was wide 
variation in States' Medicaid and SCHIP programs.
    Response: We agree and will caveat in our reporting of the error 
rates that comparisons among States should not be made since each 
program and its policies vary. State error rates will be used to 
measure each State's progress in reducing improper payments (that is, 
individual State error rates will be compared over time).
    Comment: Some commenters believed that CMS' adoption of a payment 
error methodology that includes State-specific error rates constitutes 
an unnecessary burden on the States.
    Response: We believe that our adoption of the recommendation to 
engage Federal contractors has significantly reduced the cost and 
burden by limiting State involvement to providing information and 
technical assistance to the contractor. States are required to provide 
information necessary for the Secretary to monitor program performance 
under the Medicaid statute at section 1902(a)(6) of the Act, and the 
SCHIP statute at section 2107(b)(1) of the Act. Therefore, we believe 
that it is reasonable that States provide State-specific information to 
assist in the national improper payment measurements.
    Comment: Some commenters believed that since the IPIA is a Federal 
obligation, State participation should be 100 percent fully funded by 
CMS rather than at the Federal match rate.
    Response: Our adoption of the commenters' recommendation to engage 
Federal contractors to estimate several components of the improper 
payment measurement should reduce the cost and burden that States would 
have otherwise incurred to conduct medical and data processing reviews 
on FFS and managed care claims. States will not pay for the national 
contractor. Only those States selected for review each year will incur 
costs by providing information necessary for claims sample selections 
and reviews, providing technical assistance, as needed, and developing 
a corrective action plan to reduce the error rates.
    The States selected will also conduct the eligibility measurement. 
The States will be reimbursed for these activities at the applicable 
administrative Federal match under Medicaid and SCHIP. As part of the 
rulemaking process, we have evaluated and determined that the burden 
and cost of these responsibilities will not significantly impact the 
States.
    Comment: One commenter questioned the likelihood of achieving an 
accurate national error rate, by aggregating error rates from all the 
States' programs with their inherent variations.
    Response: We will be using a statistical sampling methodology to 
obtain an estimate of a national error rate and the ``margin of error'' 
around that rate. By drawing a stratified random sample of States and 
then reviewing a random sample of claims within each of those States 
(using each State's program policies), we are able to obtain an 
estimate of the national error rate without having to conduct reviews 
on all claims. This methodology will produce the estimate and the 
precision level of the estimated national error rate, within the 
parameters set by OMB.
    Comment: Several commenters stated that the rule is silent on how 
PERM relates to existing State Medicaid program integrity functions and 
asked if it is CMS' intent for PERM to supplant or enhance existing 
audit programs. They argued that PERM activities should not create 
duplication of States' existing audit programs and Medicaid Eligibility 
Quality Control (MEQC). One commenter stated that the rule should not 
result in any change to these practices.
    Response: The PERM program is intended to fulfill the requirements 
of the IPIA and is not intended to supplant, enhance, or change other 
program integrity activities in which the States are currently engaged. 
We are considering methods to minimize duplication of efforts regarding 
the eligibility reviews.
    Comment: Several commenters stated that the PAM/PERM pilots have 
demonstrated that State-level error rates have a negative return on 
investment (ROI). One commenter stated that PERM is based upon 
calculation of the number of claims that had any type of error, which 
would have minimal cost impact. The commenter recommended that CMS 
support expansion of State payment integrity programs that use 
sophisticated algorithms and models to identify targeted leads for 
investigation and audit that have demonstrated a positive ROI. Another 
commenter stated that they have found their error rate to be quite low 
and given that they have a relatively high Federal match rate, this 
means that State's resources will be expended disproportionately to the 
State's ROI.
    Response: We do support the States' use of sophisticated algorithms 
and models to identify targeted leads for investigation and audit. 
However, the IPIA requires error rate measurement for these programs 
and does not cite lack of cost savings as a circumstance which would 
excuse us and the States from measuring improper payments. Since we are 
estimating improper payments in a select number of States, primarily 
through a Federal contracting strategy, we believe the State cost to 
measure error rates has been substantially reduced. We anticipate that 
savings will be realized over time through disseminating findings from 
selected States, States' corrective action measures, and modeling best 
practices.
    Comment: One commenter asked the following questions regarding CMS 
targets for future improper payment

[[Page 51056]]

levels and a timeline by which the targets would have to be reached:
     Will CMS set an arbitrary target level or use baseline 
empirical data, when available?
     Will each State be measured against its individual past 
performance or a national average?
     What are the incentives for having a lower error rate or 
disincentives for a higher estimate?
     What recourse will a State have if, due to understated CMS 
cost estimates coupled with the State's budgetary constraints, it is 
unable to satisfy its PERM process obligation?
    Response: CMS will use baseline empirical data, when available, to 
set targets for future error rate levels. States will be measured 
against their individual rates rather than a national average. We 
believe that States strive to be fiscally responsible and will work 
with us to lower their payment error rates because it will benefit both 
State and Federal governments.
    We aim to work in partnership with States in this endeavor. Thus 
far, in collecting claims data and medical policies for the FY 2006 
measurement, States have been very cooperative and helpful and have not 
experienced any insurmountable problems in submitting the information.
    We believe our cost estimates are accurate and we have minimized 
the burden as much as possible through the use of Federal contractors 
and reviewing a subset of States rather than every State every year.
    Comment: One commenter stated that there is nothing in the October 
5, 2005 interim final rule that would protect a non-sampled State from 
having a payment error rate applied to it, based upon results from 
sampled States, and from CMS seeking ``recoveries.''
    Response: Section 1903(d)(2) of the Act, 42 CFR part 433, subpart F 
and 42 CFR part 457, subparts B and F, solely govern recoveries for 
overpayments identified through the medical and data processing 
reviews. We will not seek PERM recoveries from States not selected for 
PERM in that year based on results from other sampled States.
2. State Selection
    Comment: Several commenters stated that the proposed selection of 
States in PERM on a three-year cycle will make it difficult to predict 
what resources a given State will need in advance to conduct PERM. 
Other commenters requested that CMS consider alternative methodologies 
that would permit States to know the schedule for PERM audits in 
advance so that the States can make staffing and funding plans for the 
years their program is selected for review.
    Response: We agree with these comments and have adopted a State 
rotation that will provide States with advance notice of which fiscal 
years they will be participating in PERM. As we described in the 
preamble to this interim final rule, we randomly selected 17 States 
from the three strata for PERM measurement in FY 2006 through FY 2008. 
We announced the State selections for PERM reviews for FY 2006, FY 
2007, and FY 2008 through a State Medicaid Director's letter dated 
November 18, 2005. We have also included the list of States selected 
for these fiscal years above in the preamble of this interim final rule 
with comment period. We also indicated that the SCHIP State selection 
will be based on the Medicaid State selection in that States selected 
for Medicaid will also be measured for SCHIP in the same year. We 
expect to measure improper payments in all components of SCHIP in FY 
2007 and beyond. We plan to use a rotational basis for subsequent years 
so each State will know which fiscal year they will be participating in 
the PERM review of Medicaid and SCHIP.
3. Use of National Contractors
    Comment: Several commenters believed the adoption of Federal 
contractors to measure the improper payments for one-third of the 
States each year and the phased-in implementation of the components to 
be reviewed would substantially reduce the burden on State Medicaid and 
SCHIP agencies. They stated that it would ensure greater consistency 
across States and reliability in the review process and outcome.
    Response: We agree and appreciate the support of our adoption of 
the recommendations as a result of public comments.
    Comment: One commenter stated that the national contracting 
methodology was not tested in the PAM or PERM studies. They argued that 
States' extensive knowledge is not easily transferred to a Federal 
contractor and the implementation of this knowledge transfer has not 
been designed or tested, but is germane to generating an accurate error 
rate estimate.
    Response: Many States that participated in the PAM and PERM pilots 
used contractors to implement the reviews and compile the findings. It 
is important to note that CMS engaged one of the contractors used in 
the PAM and PERM pilots as the statistical contractor (SC) because of 
its experience with developing the sampling strategy and calculating 
error rates. Similarly, we engaged the documentation/database 
contractor (DDC) based on its experience with information collection 
for Medicare's Comprehensive Error Rate Testing (CERT) program and a 
review contractor (RC) that has demonstrated knowledge and experience 
with claim reviews. Therefore, we believe that the Federal contractors, 
working closely with States, will be able to produce accurate error 
rate estimates.
    Comment: A number of commenters believed that the use of three 
contractors places an additional and unreasonable burden on States to 
ensure timely and coordinated responses to contractor questions, 
requests, etc. The comments included:
     The contractors will need to learn States' policies, 
including States' waivers, which would mean the States would have to 
educate each one of the contractors;
     The fact that three different contractors may have three 
different standards or procedures is problematic and may skew the error 
rates;
     The separate contractors may not share data and 
communicate effectively to complete the reviews; and
     The work should be consolidated for one main contractor or 
for one lead national contractor to coordinate the processes of the 
other subcontractors to give consistency to the requirements.
    Response: States will be required to provide technical assistance 
on State policies only to the RC, who will examine State policies and 
the medical records to determine if payment for a FFS claim was 
medically necessary and paid correctly. States will also provide 
technical assistance to the RC on the data processing reviews. The SC 
will perform the sampling of claims and the calculation of the State 
and national error rates. The DDC will collect, store, and provide the 
review contractor with access to the State policies and medical 
records. The contractual agreements have been written to assure that 
the contractors will share information and communicate with each other. 
We will provide coordination and oversight.
    Comment: Several commenters believed that the contractor's 
operational success is heavily contingent on information and technical 
assistance provided by participating States. The comments included:
     Success would require the contractors to have extensive 
knowledge of State policies and procedures to be aware of what might 
constitute special handling of a particular claim, and to know where to 
find documentation or authority to approve the service or item for 
payment;

[[Page 51057]]

     The contractor may not be well situated to fully grasp the 
nuances of each individual State program without a very close working 
relationship with State staff; and
     The rule should require the national contractor to 
collaborate with each program being reviewed during each stage of the 
review process (medical records, processing, and eligibility).
    Response: We recognize that Medicaid and SCHIP programs are unique 
to each State. We agree that the contractor may need State assistance 
with nuances of each State program and as a result, the RC will work 
closely with the State. In addition, States will have the option to 
review the contractor's decision on the claims indisposition reports 
and discuss with the contractor any difference of opinion in the 
contractor's error determinations through the difference resolution 
process. Our goal is to work in partnership with the States to produce 
the most accurate State-specific rates.
    Comment: Citing the intricacies inherent within each State's 
programs and systems, one commenter preferred that States be fully 
funded to conduct the processing and medical review at the State level. 
The commenter stated that States have the ability to conduct those 
reviews more efficiently, more accurately, and at a lower cost than a 
Federal contractor. The commenter believed that this is an opportunity 
for the States to learn additional ways to improve the programs and 
save Federal and State dollars that otherwise would be lost.
    Response: We engaged in a national contracting strategy to 
implement the PERM program based on comments to the proposed rule 
regarding State cost and burden. We also believe that having the 
Federal contractor conducting the processing and medical reviews will 
provide consistency in reviews across States. Therefore, we are not 
adopting this recommendation. States will be able to identify 
additional ways to improve the programs and save State and Federal 
dollars through the contractor's review findings.
    Comment: A number of commenters stated that they did not believe 
that the use of a national contracting strategy exempts CMS or its 
contractors from having any public review of the procedures on how 
medical reviews are conducted and how an error is determined. The 
comments included:
     Since the States are required to share all of their claims 
processing procedures, policies and provider enrollment, and payment 
methodologies with the Federal contractor(s), there is a need for a 
clear process to enable States to know what steps are taken by the 
contractor(s) working on the PERM project and to re-review error 
findings.
     CMS should make arrangements for a public review of the 
PERM protocols and the contractor's performance, including input from 
State agencies, provider organizations and other public entities.
     The use of a Federal contractor increases the need for 
outside oversight and review because the procedures will be less 
transparent to States and other parties who are affected by the 
policies.
    Response: We described in the preamble of this interim final rule 
what each contractor's roles and responsibilities are in the 
implementation of the PERM program. We will be using the review and 
error rate calculation methodologies that we used in the PERM pilot, 
which States worked with us to design and refine. The contractors will 
work closely with the States to understand the State's policies such as 
special handling of claims.
    States will also be able to review the contractor's claim 
determinations and resolve any differences in findings through the 
difference resolution process, which provides States with a level of 
outside oversight and review.
    Comment: Several commenters argued that unlike Medicare, which is a 
single national program, reviewers for Medicaid and SCHIP must be 
experts in the policy, policy application, administration, and claims 
processing systems of 102 different State programs. The commenters 
stated that they wanted more opportunities for input in the development 
and monitoring of the PERM contractors, work plans, work statements, 
and protocol. Also they believed that the rule should describe the 
performance standards of the contractors and the ways that CMS will 
monitor compliance of those standards to ensure that States are not 
required to devote unnecessary resources in providing assistance to the 
Federal contractors.
    Response: We recognize the complexities of reviewing Medicaid and 
SCHIP claims, and we have engaged a review contractor (RC) with 
experience in conducting claims reviews. The RC is required to have 
clinical experts perform the medical reviews. The RC will perform 
reviews in 17 States per year for the Medicaid and SCHIP measurements 
and will work with each State to clarify questions on the application 
of the policies in the medical review and also will work with States 
when questions on the data processing reviews arise.
    Information regarding the procurement of Medicaid PERM contractors 
was posted on FedBizOpps.gov during the procurement process for public 
review. Information regarding the statistical contract was posted on 
August 4, 2005, the documentation/database contract on August 10, 2005, 
and the review contract on August 18, September 19, and October 14, 
2005. We anticipate using the same standards set in the Medicaid 
procurement to engage the contractors (statistical, documentation/
database, and review) for the SCHIP measurement. The performance and 
monitoring of the PERM contractors is a Federal responsibility, and we 
will oversee their work.
    Comment: One commenter recommended that CMS employ an independent 
contractor to evaluate the final results of the PERM process for 
accuracy and cost effectiveness.
    Response: As part of the Chief Financial Officer (CFO) audit, the 
PERM program may be audited by an independent agency, similar to 
Medicare's Comprehensive Error Rate Testing (CERT) program, which was 
established to monitor and report the accuracy of Medicare FFS 
payments.
4. State Input
    Comment: Several commenters stated that CMS should establish a 
steering committee or other advisory group that includes State 
representatives to help ensure that the PERM contractors consider all 
the logistical and data collection issues to reduce demands on State 
staff.
    Response: For the FY 2006 measurement, we have held several 
conference calls with States clarifying the collection process for the 
requested information. Due to the wide variation in the States' 
programs, the contractors have followed up individually with each State 
selected for the FY 2006 measurement. We believe that this one-on-one 
communication between the contractor and each selected State has worked 
well to address any issues the State may have related to data 
collection. We will continue to have informational conference calls and 
the contractors will follow up with each State selected for review, as 
necessary.
    Comment: Several commenters expressed concern with the States' 
inability to actively participate in the rulemaking process, 
particularly for development of the eligibility and managed care 
components of PERM. They stated that CMS should not publish a final 
rule until CMS can draft the eligibility and managed care claims review 
processes, estimate realistic cost

[[Page 51058]]

assessments of the burden to States of the untested national contractor 
model, and the States can examine these processes, estimates, and other 
issues regarding PERM. These commenters expected that any rules that 
are formulated regarding eligibility or managed care reviews related to 
PERM will be published in the Federal Register and be subject to public 
comment.
    Response: We agree and believe that States have been active 
participants in this process. States commented in the proposed rule, 
and we invited further comments on eligibility and managed care 
measurements in the October 5, 2005 interim final rule. We also 
provided the opportunity for public comment on the information 
collection requests for FFS (70 FR 42324 and 70 FR 50357), managed care 
(71 FR 5851 and 19522), and eligibility (71 FR 30410) and believe that 
our estimates of cost and burden to the States are realistic. Finally, 
we are publishing this as an interim final rule with an additional 
comment period to provide the opportunity for further public comment on 
the PERM eligibility review requirements before publishing a final 
rule.
    Comment: One commenter stated that CMS should open workgroup 
participation on SCHIP, eligibility, or managed care to any State 
having an interest. CMS should share the options under consideration 
with the States. Workgroup minutes should be circulated to all parties.
    Response: We solicited representatives through the American Public 
Human Services Association (APHSA) to participate on the eligibility 
workgroup. We believe that at least one State representative apprised 
States of the eligibility workgroup's recommendations through at least 
one Eligibility Technical Advisory Group conference call. We did not 
conduct managed care or SCHIP workgroups but we provided opportunity 
for State input through the proposed rule and the October 5, 2005 
interim final rule as well as the information collection requests for 
FFS and managed care. We note that this workgroup, which was primarily 
internal, is exempt from FACA requirements under 2 U.S.C. sec. 1534. We 
are also soliciting further comments on the eligibility reviews through 
this subsequent interim final rule.
    Comment: One commenter asked whether the text of the October 5, 
2005 interim final rule with comment at 70 FR 58273, third column, was 
intended to reference Sec.  437.978 and Sec.  437.982 of the rule or 
whether these were typographical errors.
    Response: Yes, these were technical errors.
    Comment: One commenter stated it is imperative that the final 
eligibility review rules be published as quickly as possible to give 
States the necessary time to obtain legislative authority to create and 
fund new positions.
    Response: We alerted States in the October 5, 2005 interim final 
rule that we expect that eligibility would be included in the PERM 
program beginning in FY 2007 and that it was possible that States would 
be conducting the eligibility error measurement. This interim final 
rule with comment period sets out the eligibility review requirements. 
We expect States selected for review in FY 2007 will conduct 
eligibility reviews for Medicaid and SCHIP. However, we invite further 
comments on these eligibility provisions before publication of the 
final rule.

B. Methodology

1. Exclusions From the Claims Universe
a. Denied Claims
    Comment: Some commenters noted that the inclusion of denied claims 
in the sample is questionable and conflicts with the definition of 
payment in the October 5, 2005 interim final rule since Federal funds 
are not used to pay denied claims. Therefore, the commenters believe 
that denied claims should be removed from the sampling universe.
    Response: The IPIA defines an improper payment as ``* * * any 
payment that should not have been made or that was made in an incorrect 
amount including overpayments and underpayments.'' Additionally, OMB 
guidance M-03-13, published May 21, 2003, states that ``* * * incorrect 
amounts are overpayments and underpayments including inappropriate 
denials or payment of services.'' Therefore, we must include denied 
claims in the error rate measurement process.
    Comment: A number of commenters stated that CMS' response that 
denied claims are included to comply with OMB guidance does not resolve 
the State concerns regarding the inclusion of denied claims in the 
estimation of improper payments. The commenters noted that ``improper'' 
and ``error'' as used throughout the notice indicate misspent funds and 
to count non-payments with payments is misleading. One commenter argued 
that to include unspent dollars with misspent dollars attempts to 
change the definition of error payment and would result in a 
meaningless statistic. They recommended that overpayments, 
underpayment, and denied payment errors should be calculated and 
reported separately.
    Response: The commenters are correct that ``improper'' and 
``error'' refers to misspent funds. However, we believe the incorrect 
denials of claims that should have been paid are payment errors in the 
same manner that payments of claims that should not have been paid are 
payment errors and should be measured. Additionally, we are bound by 
the requirements of the IPIA and OMB guidance and must include denied 
claims in the error rate measurement process. Therefore, denied claims 
made in error are included in the estimation of improper payments. We 
will provide an analysis of these errors in the PERM report.
b. Provider Appeals and Provider Fraud Investigations
    Comment: One commenter believed that unresolved disputed claims 
should be excluded from the PERM measurement to avoid interfering with 
the resolution.
    Response: We believe the commenter's use of ``unresolved disputed 
claims'' is referring to claims that are in the appeals process at the 
time data analysis begins. Claims that are appealed by providers are 
potentially underpaid claims or denied claims, so we must include them 
in the payment universe as required by OMB guidance. We do not believe 
that inclusion of these claims will interfere with the State's 
resolution with the provider. Independent of the State's appeals 
process, the contractor will review the claim and make its 
determination as to whether it was correct or in error and provide the 
State with the disposition of the claim. The State can review the 
contractor's determination in the difference resolution process but 
will not be bound by it.
    Comment: Many commenters expressed concerns regarding claims from 
providers and beneficiaries that are under active fraud investigation. 
Their comments include:
     CMS needs to adopt specific procedures for how fraudulent 
claims and providers under investigation will be handled.
     Such claims should be excluded from the PERM process to 
avoid interfering or compromising the investigation.
     The contractor should consult with the States before 
contacting providers so

[[Page 51059]]

as not to jeopardize ongoing fraud investigations.
     Including such claims under active investigation would 
result in a decrease in response rate and skew the error rate.
     The contractor could over-sample the strata on a quarterly 
basis to allow for the substitution of claims under investigation; and 
that CMS should allow for at least 5 percent of the claims sample to be 
dropped for claims that are under active investigation.
    Response: Fraudulent provider claims or claims under active 
provider fraud investigation will be included in the universe. We 
believe that the PERM review will not compromise the investigation 
since requests for medical records are an expected part of the 
provider's participation in the Federal medical assistance programs. 
The intent of the IPIA is to measure the extent to which Medicaid and 
SCHIP payments were made improperly, regardless of whether potential 
fraud exists. However, we are allowing States to exclude beneficiary 
cases under active fraud investigations from the eligibility reviews 
because we believe that, in most cases, payments are not being made 
directly to the beneficiary.
    Comment: One commenter believed that dropping claims under fraud 
investigation could skew the results if these types of claims were 
always dropped.
    Response: We agree and will include these claims in the FFS and 
managed care reviews.
    Comment: One commenter recommended that States be notified of the 
list of medical records requested from providers so that the States 
could notify the contractor of any claims flagged for review that have 
already been identified as overpayments and addressed by their State 
Surveillance and Utilization Review Systems (SURS) or Medicaid Fraud 
Control Unit (MFCU).
    Response: Once the quarterly claims sample is completed, the SC 
will provide the State with a list of the selected claims for which the 
DDC will be requesting records. However, claims selected for PERM will 
be reviewed for improper payments regardless of whether overpayments 
have already been identified by other State review systems.
2. Sampling Issues
    Comment: One commenter asked whether CMS or the Federal contractor 
selects the participating States.
    Response: The Federal contractor randomly selected the sample of 
States for PERM reviews in Medicaid. A table of the States selected for 
FY 2006, FY 2007, and FY 2008 is provided above in the preamble of this 
interim final rule. For the SCHIP State selection, we determined that 
SCHIP will be measured in the same year that States are selected for 
the Medicaid measurement. We will send a State Health Official Letter 
announcing the SCHIP State selection.
    Comment: One commenter believed that CMS could achieve the IPIA 
requirements and reduce the State sample size by allowing a larger 
standard error for each State's sample. The commenter argued that it is 
possible for States to identify vulnerabilities and to implement 
corrective actions because States are already performing activities to 
eliminate reimbursement weaknesses through SURS, Peer Review 
Organizations, and payment integrity program activities.
    Response: Although we agree with the commenter that we could reduce 
State sample size by allowing for a larger standard error and still 
achieve the national IPIA requirements, we are not adopting this 
recommendation. We want to ensure a large enough sample size to provide 
enough information to the States on where the errors occurred so that 
States can efficiently and effectively target their efforts to address 
these vulnerabilities.
    We intend for the PERM program to be an independent measurement; 
however, States can use the information from PERM in conjunction with 
information from their own payment integrity programs to efficiently 
and effectively target corrective actions and improve program 
performance.
    Comment: One commenter is concerned that the previous year's data 
already provided to CMS, which are to be used for determining sample 
size per stratum, may not agree with the same type of stratification as 
submitted in the quarterly data.
    Response: The SC has determined that it can base the actual sample 
size per stratum on the stratified quarterly claims data submitted by 
the States. Therefore, we will not request data from the previous 
fiscal year on which to approximate the sample.
3. Overpayment and Underpayment Errors
    Comment: Several commenters stated a true error rate could only be 
determined by identifying overpayments and underpayments, and 
offsetting or netting one against the other to determine the sum of 
errors. Moreover, aggregating overpayments and underpayments provides a 
false indicator of overpayments and payment error, and distorts the 
results.
    Response: We must comply with OMB guidance (M-03-13) on IPIA, which 
defines improper payments as including overpayments and underpayments 
and requires that these payments be measured separately. Further, we 
view overpayments and underpayments each as sources of payment error 
since the amount of payment that should have been made was made 
incorrectly by virtue of the fact that the State either paid too much 
or too little for the service provided.
4. Adjustments to Claims
    Comment: Several commenters argued that the proposed 60-day limit 
for adjustments to claims would overstate the amount of the payment 
error since adjustments occur later than 60 days after the payment 
adjudication date. They believed that all adjustments to the claims 
should be included in the review at the time when the sample is drawn 
and do not believe that the 60-day limit has been adequately tested.
    Response: Consistent error rate measurement requires a specified 
timeframe for considering adjustments. The 60-day limit provides a 
consistent time period across States since States have varying 
timeframes for adjustments of claims. We believe that the 60-day 
timeframe has been adequately tested through the PAM/PERM pilots.
5. Medical and Data Processing Review Procedures
a. Methodology
    Comment: Several commenters stated that CMS responded to a number 
of comments requesting clarification of the review procedures by 
stating that the comments were ``no longer relevant since States will 
not be conducting the medical or data processing reviews.'' Although 
the States will not be conducting the reviews, these commenters 
believed that:
     CMS has obligated States to provide whatever technical 
assistance is needed for the contractor to perform the reviews. Clear 
guidelines will enhance State and provider understanding. This in turn 
will improve cooperation, compliance, quality, and accuracy;
     States need to understand the processes, standards and 
requirements in order to develop and implement effective corrective 
action plans that will address the payment errors identified in the 
reviews; and
     The guidance already developed cooperatively with CMS and 
the States should be used along with nationally recognized review 
criteria.

[[Page 51060]]

    Response: The contractors will work closely with States during the 
review process. Most States have participated in the pilots and are 
familiar with how the reviews are conducted. The contractors will 
generally follow the guidelines that were developed in the PAM/PERM 
pilots. Additionally, State corrective action plans are based on the 
sources of errors rather than the review process.
    Comment: One commenter argued that without specifying the 
methodology in the regulation text, CMS could change the methodology at 
will, including increasing the sampling precision, thus increasing the 
response burden on the States, especially for the eligibility 
component. The commenter asserted that CMS should not be permitted to 
unilaterally change any element of the methodology without affording 
the public an opportunity to comment on it through applicable 
administrative review requirements.
    Response: We have tested the methodology within the three pilot 
programs and may make changes, as needed, to improve the payment error 
rate measurement. We have specified in the rule that each State error 
rate must be within the 3 percent precision level at a 95 percent 
confidence interval level. However, we do not anticipate making 
significant changes to the methodology unless revisions are necessary 
to produce accurate error rates that meet the statistical requirements. 
We will be able to request any further information necessary from the 
States through our authority under the current Medicaid and SCHIP 
regulations.
    Comment: One commenter stated that CMS should revise the October 5, 
2005 interim final rule to allow States' continuing involvement in 
establishing review procedures and to base these procedures on the best 
practices already identified through the PAM and PERM pilot projects.
    Response: During the PAM/PERM pilots, we sought extensive feedback 
from the participating States on the review procedures. We used this 
feedback to help develop the review guidelines. We have based the 
review procedures for the Federal contractors on the procedures and the 
best practices identified through the pilots. We also invited and 
considered public comments on the managed care and eligibility review 
procedures through the October 5, 2005 interim final rule. Finally, we 
are publishing this interim final rule with comment period to provide 
the opportunity for further public comments regarding the PERM 
eligibility review requirements.
b. Medical Reviews
    Comment: One commenter expressed concern about the amount of 
information that must be gathered and reviewed in context for an 
adequate error determination. Contract medical reviewers would need 
access to recipient case histories and provider claim patterns over a 
number of years to make a full and complete assessment of claims. The 
commenter stated that they could make available onsite access to the 
contractor, if requested.
    Response: We agree that for some cases, the RC will need to contact 
the States for additional information for the medical reviews, for 
example, to determine whether the maximum number of services has been 
met. For these cases, if necessary, the RC can obtain more information 
during the data processing reviews, which will be done on-site. 
However, we do not anticipate that the RC will need additional 
information to this extent for the majority of the medical reviews.
    Comment: One commenter asked if ``no documentation'' would be 
considered an error. The commenter stated that States should not be 
penalized because of non-responsive providers who fail to produce 
records or respond to follow-up questions.
    Response: Yes, an error will be cited in cases in which there is no 
documentation because there is no evidence to adequately determine 
whether the services were provided, were medically necessary, and were 
properly coded and paid. The contractors will follow up a number of 
times with the providers in order to obtain the medical records. States 
can, at any time, proactively educate their providers about submitting 
the information for the PERM program. We have posted a ``provider 
education'' letter at http://www.cms-perm.org/ that States can use to 

educate their providers. States need not wait until they are selected 
for the PERM reviews to begin this activity. In addition, the selected 
States will be able to obtain information identifying which providers 
have not submitted the requested medical records within the first 45 
days of the initial request from the DDC, so that such States may do 
their own follow-up, if they choose.
    Comment: Some commenters expressed their concerns regarding the 
inclusion of any documentation error as an improper payment. The 
inclusion would produce a higher error rate, especially in States that 
are the most demanding in their documentation requirements. They 
suggested that CMS could alleviate their concerns by including, in its 
final report, a comprehensive explanation of what is included as a 
payment error and distinguish between inadequate documentation and 
provider non-response to documentation requests.
    Response: We agree and the findings will distinguish errors due to 
no documentation and insufficient documentation from other types of 
errors. However, the total payment error rate will include these 
errors.
    Comment: Many commenters believed that the contractors will have 
limited incentives to work to obtain near-complete provider records for 
the sampled claims and stated that the final rule should clearly 
indicate the contractor's responsibilities to assure complete receipt 
of medical records and the accurate review of each and every sampled 
claim.
    Response: According to our contractual agreement with the DDC, the 
DDC will make a number of attempts to obtain the medical records and 
will send up to three letters and make up to three phone calls, if 
necessary, to the providers. As for the accuracy of review, the RC will 
work closely with States to clarify policies. Also, the RC will conduct 
a second level review on all errors and on 10 percent of the claims 
sampled. States also have the option of reviewing and requesting 
reconsideration of the RC's findings through the difference resolution 
process discussed below.
    Comment: Several commenters stated that labeling a claim an error 
after a provider exceeded an arbitrarily imposed response deadline does 
not make a payment improper, and recommended that guidelines allowing 
an additional 30 days for efforts to be made by the Federal contractor 
to obtain medical records.
    Response: We believe that the 90-day timeframe is a reasonable 
amount of time for the collection of medical records, given that the 
DDC will make up to 6 contacts to the provider.
    Comment: A number of commenters asked for clarification as to what 
role States will play in the record collection process. They believed 
that States will need to commit significant resources to assist the 
Federal contractor in obtaining the required records and documentation 
in order to minimize payment error rates resulting from records not 
received within the 90-day timeframe.
    Response: The DDC will contact providers directly to request 
medical records. States are not required to be involved in the 
collection of medical records unless they opt to follow up

[[Page 51061]]

with providers who do not respond to the DDC's requests.
    Comment: Several commenters indicated that States must be 
considered a partner in the efforts to ensure a reliable error rate 
determination. They believed that States should be involved in the 
development of model letters requesting records, establishing provider 
guidance, and working with the provider to ensure that the contractor 
has the full record for review.
    Response: We agree. We view the States as partners in this effort. 
States can choose to participate in follow-up discussions with 
providers who have not responded to requests for medical records. We 
have placed the provider education letter regarding the requirements of 
medical records submission on the PERM Web site, http://www.cms-perm.org/.
 States can use this letter and its contents, as appropriate, 

to educate providers on this program.
    Comment: Since some providers may be guarded about confidentiality 
of medical records, several commenters asked how the contractors will 
handle complaints about health privacy concerns regulated under the 
Health Insurance Portability and Accountability Act of 1996 (Pub. L. 
104-191, enacted August 21, 1996) (HIPAA), many of which will be 
directed to State Medicaid staff. They recommended that the records 
request letter clearly set forth the business relationship that permits 
disclosure under HIPAA, the obligation to provide records without 
compensation, and indicates that HIPAA explicitly allows this type of 
collection.
    Response: We will indicate in the provider letters: (1) That CMS 
has authority to collect the medical records under section 1902(a)(27) 
of the Act; (2) that the information collection complies with the 
Privacy Act and HIPAA; and (3) that we will comply with the Privacy 
Act, HIPAA and the regulations at 45 CFR parts 160 and 164.
    Comment: Several commenters suggested that when the contractor is 
unable to obtain sufficient information to determine whether a claim 
was an error, the case should be eliminated from the sample. They 
stated that the contractor should continue to keep track of the 
insufficient documentation cases as an incentive to improve future 
performance of medical record collection.
    Response: We are not adopting this recommendation because a claim 
with either no documentation or insufficient documentation does not 
have evidence to support that the payment was correct. The RC will 
record the cases of no documentation and insufficient documentation; 
States may use the information to educate providers on the importance 
of submitting adequate documentation.
    Comment: One commenter noted that some States verify medical 
necessity determinations by calling the physicians that delivered the 
services, and encouraged CMS to include this step in the contractor 
workplans.
    Response: We are not adopting this recommendation because, as part 
of standard medical practice, providers should include full 
documentation in the medical records.
    Comment: A number of commenters stated that the rule should specify 
that the contractor will submit to the State agency all erroneous 
claims with all appropriate documentation, so that the State can decide 
whether to re-review the case. If the State can demonstrate that there 
is no error, the error determination should be nullified and the 
appropriate adjustments should be made to the State's error rate.
    Response: Based on the comments to the October 5, 2005 interim 
final rule, we have provided for a difference-resolution process in 
this interim final rule. The difference-resolution process, a type of 
alternative dispute resolution process, will provide the States with 
the opportunity to review the error determinations made by the RC 
(through its medical and data processing reviews) and to resolve any 
concerns about the findings. The RC will make the documentation on 
which the decision was based available to the States.
    Comment: As an alternative to determining claims without sufficient 
documentation as errors, the contractor could develop a statistically 
appropriate method to estimate the proportion of State claims with 
missing documentation which are actually in error and actually correct 
and use that method to adjust the error rates.
    Response: We are not adopting this recommendation. Every claim must 
have documentation in the medical record to support payment of the 
claim. A provider must submit this information to support his or her 
claim; otherwise, the payment of the claim itself is an error.
    Comment: One commenter recommended a number of changes to the 
medical review guidelines including:
     Explaining the difference between a medical necessity 
review and a comprehensive medical review, including defining the 
components of each type of review;
     Omitting the words, ``if applicable'' pertaining to prior 
authorizations;
     Providing more guidance on how a claim line versus a claim 
will be reviewed; and,
     Providing more detailed sections specific to personal care 
service providers.
    Response: These suggestions were made to clarify areas of the 
medical review guidelines that some States found troublesome when using 
the guidelines for the medical reviews under the past PERM pilot 
project. These changes may no longer be needed since we anticipate the 
contractor that we engage to conduct the medical reviews will have a 
higher level of expertise than the States in evaluating medical 
records. However, we believe that these recommendations may offer 
improvements to the guidelines, and we will review and incorporate 
these recommendations, as applicable.
    Comment: One commenter indicated that States using InterQual Level 
of Care criteria for inpatient stay approvals, as opposed to States 
that use specific length of stay by diagnosis, have a higher likelihood 
of a higher error rate due to inadequate documentation. The commenter 
asked if the CMS contractor is licensed and trained for InterQual 
Reviews, because States cannot provide the proprietary information to 
the contractor.
    Response: Some States use various tools, such as InterQual Reviews, 
to authorize payments or conduct secondary reviews of payments. These 
tools are used to review items in the medical record, such as specific 
chart notations or notations on daily progress and nursing notes. The 
contractor would not need access to these tools since it will base its 
determinations on reviews of the underlying medical records.
c. Data Processing Review
    Comment: One commenter stated that it is unclear from the October 
5, 2005 interim final rule whether there will be a separate systems 
review component in the process and requested CMS further clarify the 
extent to which systems will be reviewed as part of PERM.
    Response: Yes, data processing reviews, which determine whether 
there are errors due to the State's payment processing system, will be 
conducted on all sampled claims. The RC will most likely conduct these 
reviews on-site and will work with the State on learning its claims 
processing system. For both FFS and managed care claims, the processing 
reviews will determine if each sampling unit was processed correctly. 
The FFS processing reviews will determine, for example, whether the 
service is a duplicate item or claim;

[[Page 51062]]

the service is covered; the service should have been covered by a 
managed care organization (MCO); the service was priced correctly; 
whether there was a problem with the logic edits; and whether the 
information was entered into the system correctly. For managed care 
claims, the processing reviews will determine whether the capitation 
payment was made correctly based on the information available to the 
capitation payment system or to the system that processes vouchers for 
payment to a MCO; whether the person is in the program; and whether the 
claim was correctly paid.
    Comment: Several commenters asked whose interpretation of the State 
policy would establish the standard by which payments would be 
measured. They stated that the contractor must consult with the State 
regarding all claims they determine to have errors. They believed that 
the program operations staff will need to provide an enormous amount of 
technical assistance, explanations and clarifications for non-typical 
situations, which are not easily found by simply consulting manuals and 
bulletins, or by review of system edits.
    Response: The contractor will follow the State's policy and will 
work closely with the State to clarify the policy if it is unclear. 
Upon review of the contractor's determination of claims, the State can 
review the claims and file a difference resolution.
    Comment: One commenter stated that there is no reference to 
beneficiaries' eligibility files, which the State found was necessary 
for the processing reviews in the PERM project.
    Response: In the data processing review, the eligibility check will 
be limited to data matching to determine whether a beneficiary was 
enrolled in the program on the date of service.
    Comment: One commenter stated that, regarding the response to 
third-party liability (TPL) not being reported on the line-item level, 
it will be necessary to review all line items of a claim (not just the 
sampled detail line) when TPL or patient liability is involved. They 
stated that this could be accomplished by using the data extracts 
submitted by the States.
    Response: We agree that in some cases, the contractor will need to 
review other claim information beside the line item for TPL or patient 
liability. However, the contractor will not need the States to submit 
data extracts in these cases. The contractor will be able to review TPL 
information during the data processing review, which will most likely 
be conducted through the State's processing system.
    Comment: One commenter stated that the probability of a PERM error 
increases with each safeguard that a State adds to its payment 
processes. The commenter argued that this may cast a negative light on 
States that have been aggressive in their efforts to protect the 
integrity of their payment system.
    Response: The PERM program is intended to measure each State 
against its own standards and policies to determine if it complies with 
these standards and policies when making payments for services rendered 
in FFS and managed care settings and when making payments based on 
program eligibility. Therefore, we do not agree that States with high 
standards of operation are disadvantaged or would be cast in a negative 
light since the State is being measured against itself.
6. Payment Error Rate and Reporting
    Comment: One commenter stated that managed care and FFS error rates 
are not comparable because the majority of the managed care sample 
would have fewer processing requirements and therefore, fewer errors. 
The commenter believed CMS should include in the final report an 
explanation of the difference in the managed care and FFS error rates.
    Response: We agree. We will measure FFS claims separate from 
managed care capitation payments.
    Comment: One commenter stated that States should receive a copy of 
the draft report for their State and be provided with an opportunity to 
respond within 30 days before publication.
    Response: We provide States with the opportunity to provide input 
during the entire measurement process, from clarifying policies to 
reviewing disposition reports. Moreover, States may use the difference 
resolution process when States disagree with a contractor 
determination. States will also be provided with their error rate 
information before CMS reports the rates.
    Comment: One commenter asked whether the State error rates would be 
presented in a way that provides for accurate representation of a 
national rate with an understanding of each State's performance.
    Response: Yes, CMS will report national error rate information in 
the PAR and will include State information in its error rate report. We 
believe the reporting will accurately represent both a national rate 
and individual State performance.
    Comment: Several commenters expressed concern that it is possible 
for PERM to be flawed by both dependent and independent variables. For 
example, if a claim was determined to be an error in the eligibility 
review due to the participant having an open Medicaid number, then the 
State would incur a second error if it was inappropriately denied. 
There is no provision for preventing the double counting of error 
dollars.
    Response: The proposed method for accounting for both eligibility 
errors and medical and processing review errors is to draw two 
independent samples. For FFS, one sample will be drawn for eligibility 
review and one sample will be drawn for medical and processing reviews. 
For managed care, one sample will be drawn for eligibility review and 
one sample will be drawn for processing review.
    The eligibility error rate and the medical and processing review 
error rates will be calculated independently for the two respective 
samples. They will be combined into a single, total error rate under 
the assumption that the types of errors (that is, eligibility, medical 
and processing reviews) are independent. ``Independence'' means that 
the probability of a processing or medical review error on a given 
claim or line item is not related to the probability of an eligibility 
error for the recipient of the services implied by the claim or line 
item. In making this assumption, we considered the results from the PAM 
Year 3 pilot study. In those States that subjected the same sampling 
unit to a full eligibility review and medical and processing reviews, 
the data suggested that the two types of errors were independent 
(though this finding is limited because the sample sizes were small).
    As the methodology for combining both samples for ``total'' error 
rate is implemented, we plan to monitor the individual results. In 
particular, over time there will be some overlap between the 
beneficiaries reviewed for eligibility review and the claims of those 
beneficiaries reviewed for medical and processing reviews. This will 
allow us to test the independence assumption as this type of data 
accumulates. In practice, the independence assumption will overstate 
the error rate significantly only if eligibility and medical and 
processing review errors are highly correlated. There is no evidence at 
this time that there is a dependence or correlation of the samples.
    Comment: One commenter recommended using a systematic random 
sampling methodology in which claims are ordered before the sample is 
drawn to accomplish maximum precision, given the wide variation in the 
Medicaid benefits provided by the States, and the

[[Page 51063]]

corresponding variation in claims processing procedures.
    Response: We agree that using a systematic sampling methodology 
would increase the precision. We adopted the stratification 
methodology, which was first used in the pilots, to substitute for the 
systematic sampling and to minimize the required sample size and burden 
on the States. Also, the stratification of the FFS claims sample 
provides States with information on where the errors are concentrated 
so that States can target corrective actions.
    Comment: Several commenters stated that the proposed strata are 
neither mutually exclusive nor representative across all Medicaid 
programs and if unchanged, these methods will produce invalid estimates 
of the State-specific error. Also, there is considerable confusion and 
overlap regarding the groupings of service types among the strata. One 
commenter stated that using a systematic random sampling methodology 
would increase the validity of the estimates and reduce the confusion, 
or alternatively, CMS might consider reducing the number of strata.
    Response: The States selected for the FY 2006 measurement were 
provided with a list of crosswalk codes from the MSIS for the PERM 
strata, and the SC will work with each State in order to stratify the 
claims. We intend for the strata to be mutually exclusive, but because 
of variations in coverage and how the services are categorized across 
the States, there may be overlap between the groupings of service types 
for some States. We believe that because the estimates are based on a 
sample of all services, regardless of the categories, the effect of any 
potential overlap on the error rates would be insignificant. Also, if 
we reduced the number of strata, it could result in an increase in the 
required sample size and would limit the ability of States to identify 
specific service types that were vulnerable to improper payments.
    Comment: One commenter questioned whether a ``one-size fits all'' 
statistical approach works across 50 different State Medicaid programs, 
especially in light of the differences in the types of populations each 
State covers and the populations in FFS as compared to managed care. 
They asked whether error rates in a State with a high managed care 
population would be equivalent to a State with a predominantly FFS 
population, and whether CMS asserts that any error rate calculation in 
the first year is complete without managed care claim reviews and 
eligibility reviews.
    Response: In order to produce a statistically valid national error 
rate, we must implement a standardized methodology that is consistent 
across all States. We understand that there are great variations among 
State programs and will point out these variances in our reporting. We 
note that the FY 2006 error rates are based only on Medicaid FFS 
claims. The reason for this is because we solicited public comment on 
methods to measure managed care and eligibility. The rate reported in 
the FY 2007 PAR is exclusively a FFS component rate; a complete program 
error rate will be reported in the FY 2008 PAR based on FY 2007 reviews 
of FFS, managed care and eligibility.
    Comment: A number of commenters requested the opportunity to allow 
State statisticians to review and comment on the relevance and 
reliability of the methodology for determining the error rates.
    Response: We appreciate the commenters' offers to review the 
relevance and reliability of the error rate methodology. However, we 
believe that, in consultation with our contracted statisticians, the 
method developed to produce the error rate calculations is valid and 
reliable. The PERM program, including its statistical aspects, will be 
subject to an independent audit and we believe this audit would reveal 
any issues that may need to be addressed.

C. Expanded FY 2007 Error Rate Measurements

1. Eligibility
a. Cost and Burden
    Comment: One commenter observed that if CMS' intent was to 
implement the eligibility component of PERM within existing Medicaid 
and SCHIP law, then 42 CFR part 431 subpart P would have to be revised 
to substitute the existing MEQC requirements with PERM eligibility 
requirements. Another commenter acknowledged that MEQC and PERM have 
different methodologies and are in separate areas of the law. However, 
the commenter believed that the PERM reviews could be substituted for 
the MEQC reviews in years when a State was selected to participate in 
PERM. This would eliminate duplication of efforts and enable States to 
convert MEQC resources to PERM eligibility resources.
    Response: We agree that duplication of effort should be minimized 
to the extent possible. However, we cannot waive the MEQC statutory 
requirements and substitute the PERM eligibility reviews for the MEQC 
reviews. In light of States' expressed concern regarding duplication of 
effort and cost to operate two eligibility review systems, we will 
consider this suggestion.
    Comment: Several commenters believed that there are significant 
resource implications to conducting eligibility reviews for PERM. They 
stated that the Federal government must be responsible for the resource 
and logistical implications of the eligibility reviews and that the 
expense of eligibility reviews should be fully federally funded. A 
number of commenters expressed concern that State-conducted eligibility 
reviews will be costly and inherently duplicate MEQC activities. One 
commenter stated that if the eligibility measurement followed what was 
planned in the proposed rule, CMS would not have responded adequately 
to State concerns regarding burden. One commenter believed that it was 
incumbent on CMS to look at other regulations already in place and make 
every attempt to incorporate established requirements rather than 
overburden States with redundant policies.
    Response: We have determined that States will be conducting the 
eligibility reviews for Medicaid and SCHIP. We are considering public 
comments to eliminate or reduce duplication of effort. However, since 
State submission of information on Medicaid and SCHIP program 
performance is an ongoing administrative requirement, States will be 
reimbursed at their normal administrative match for conducting the 
eligibility reviews and associated activities.
    Comment: One commenter questioned CMS estimates that the burden of 
the eligibility review component will be no greater than the 
traditional MEQC effort. The demands on State staff to educate the 
contractor staff are uncertain at best since the contractor's 
capabilities are unknown.
    Response: Since the States, rather than the Federal contractor, 
will be conducting the eligibility reviews, the State will not need to 
educate the contractor; thus eliminating this demand on State staff.
    Comment: One commenter anticipated that its actual cost for 
performing eligibility reviews similar to MEQC reviews would exceed 
CMS' previous estimate of $570 per eligibility review. The commenter 
suggested that the eligibility workgroup consider this figure as a 
starting point when developing the eligibility review methodology.
    Response: We based our estimated cost to perform the review on 
State-reported costs from PAM Year 2.
    Comment: One commenter believed that because the eligibility 
component of PERM has not yet been developed, it

[[Page 51064]]

is premature to conclude that the impact on State resources will be 
minimal.
    Response: As stated in the October 5, 2005 interim final rule, we 
strove to develop a review process that has minimal impact on the 
States.
    Comment: Stressing that eligibility reviews are extremely time-
consuming and labor-intensive, several commenters believed that CMS 
should consider conducting eligibility reviews on a statistically valid 
sub-sample of the claims selected for the PERM review.
    Response: We are not adopting this recommendation. The PAM and PERM 
pilots used this approach and the review results indicated that claims-
based eligibility reviews had inherent problems predominantly due to 
the inability to verify eligibility information as of the date the 
service was received, which could be up to two years prior to when the 
claim was sampled. Therefore, we developed a case-based sample and 
methodology that reviews recent cases at less cost and burden, and 
provides more current information on which States can base corrective 
actions.
    Comment: One commenter stated that the PERM rule should address the 
organizational structures that are applicable for conducting the PERM 
eligibility reviews. Since PERM identifies improper payments, the 
commenter believed that a possible conflict of interest may occur if a 
Quality Control (QC) Unit is contained within a Medicaid Policy Office 
or Division.
    Response: We agree and will adopt this recommendation. We will 
provide in the regulation that the agency conducting the PERM 
eligibility reviews must be functionally and physically separate and 
independent from the State agency responsible for Medicaid and SCHIP 
policy and operations, including eligibility determinations.
b. Eligibility Workgroup
    Comment: A number of commenters stated that they believed that 
members of the public, including State officials and other interested 
parties, should be able to participate in the eligibility workgroup. 
Their comments include:
     CMS should comply with requirements under the Sunshine 
Act;
     The workgroup has been formed without the opportunity for 
public participation and no information has been sent to States on it, 
nor was there an opportunity for interested States to participate in 
the workgroup;
     There should be an opportunity for States to submit their 
comments to the workgroup and a procedure for input before the 
promulgation process;
     States included in the workgroup (that is, New Jersey) 
have not participated in previous PERM pilots; and,
     The eligibility workgroup should include presentations 
from States with and without PAM or PERM pilot experience in Medicaid 
and SCHIP.
    Response: The ``Government in the Sunshine Act'' (Pub. L. 94-409, 
codified at 5 U.S.C. section 552b) (``Sunshine Act''), defines 
``agency'' under (a)(1) as a collegial body. This definition applies to 
independent commissions rather than Cabinet agencies. Therefore, DHHS 
is exempt from the requirements of the Sunshine Act. Generally, 
meetings of workgroups of this kind would be covered by the Federal 
Advisory Committee Act (FACA), 5 U.S.C. App. 2. However, under 2 U.S.C. 
1534(b), as promulgated by section 204 of the Unfunded Mandates Reform 
Act (Pub. L. 104-4, enacted March 22, 1995), the workgroup did not need 
to comply with the FACA requirements because meetings between Federal 
officials and designated State employees are FACA-exempt under the 
statute.
    Nonetheless, States and the public were offered the opportunity, 
through the rulemaking process of both the proposed rule and the 
October 5, 2005 interim final rule, to submit comments and 
recommendations on the best measurement for eligibility errors and to 
express concerns. Public comments were considered by both the workgroup 
in making recommendations, and by CMS in crafting this interim final 
rule to incorporate the views of the public. Moreover, we are 
publishing this rule as an interim final rule with comment period 
rather than a final rule to provide the opportunity for further public 
comment on the PERM eligibility review requirements.
    To solicit State participation in the workgroup, we contacted the 
American Public Human Services Association (APHSA) and we were notified 
of two States they selected for the workgroup. We believe that 
participation in the PAM or PERM pilots was not necessary to provide 
valuable input in the workgroup because the pilots demonstrated many 
problems with a claims-based sample and the States commented on these 
problems.
c. Methodology
    Comment: One commenter stated that having the contractor conduct 
the eligibility review raises confidentiality issues both in State and 
Federal law concerning Social Security Administration and Internal 
Revenue Service information in the case records.
    Response: We believe these concerns are addressed by having the 
States rather than the Federal contractor conduct the reviews.
    Comment: A few commenters expressed concern about the lack of an 
administrative period to allow for the reporting of changes in 
beneficiary status. One commenter stated that measuring eligibility 
solely based on the date of service was inconsistent with CMS 
regulations at 42 CFR 431.211, which requires the State to mail the 
Medicaid recipient a notice 10 days before withdrawing Medicaid 
eligibility for an individual, and is also inconsistent with quality 
control policies in other programs. One commenter recommended that as 
part of the review, the administrative period be applicable to 
eligibility determinations and that failure to do so will result in an 
artificially inflated eligibility error rate.
    Response: As defined under Sec.  431.804, the administrative period 
is a timeframe under the MEQC program that provides States with a 
reasonable period of time to reflect changes in the beneficiary's 
circumstances without an error being cited. This period consists of the 
review month and month before the review month. The administrative 
period is not applicable for those cases where the review is the month 
of the State's most recent action (application or redetermination 
cases). For all other cases, eligibility is also reviewed as of the 
State's most recent action so the administrative period would not be 
applicable in this instance either. However, if the State did not 
redetermine eligibility timely, the review will assess eligibility as 
of the sample month. We will not apply the administrative period to 
these cases because we do not believe the State should be held harmless 
when it has not demonstrated good case management by redetermining 
eligibility at least annually as required by Federal regulations at 42 
CFR 435.916(a) and 457.960.
    Comment: One commenter stated that, under the pilot projects, a 
relatively large percentage of improper payments were due to ``lack of 
documentation'' errors. The commenter believed that if full 
documentation were provided, it is possible that the error findings 
would decrease. Regarding eligibility samples, the commenter argued 
that caseloads larger than those selected in traditional MEQC were not 
needed to identify and address problem areas.
    Response: In the past PAM and PERM pilot projects, ``insufficient 
documentation'' errors were determined with respect to lack of 
documentation to

[[Page 51065]]

support the medical reviews, not to support eligibility determinations. 
Regarding eligibility samples, we will base the number of eligibility 
reviews on an estimated sample size projected to be within 3 percent 
precision level at the 95 percent confidence interval level. We 
estimate an average of 500 reviews per year, which is less than the 
sample sizes for half the States under the traditional MEQC program.
    Comment: Several commenters agreed with CMS' response that the 
State should be accountable for all Medicaid eligibility determinations 
regardless of which State agency made the determination but believed 
that Medicaid recipients who receive Supplementary Security Income 
(SSI) and whose Medicaid eligibility were determined by the Social 
Security Administration pursuant to section 1634 agreements should be 
excluded.
    Response: We agree and have excluded from the Medicaid universe SSI 
cases in States with a section 1634 agreement, as well as Title IV-E 
foster care and adoption cases in all States.
    Comment: One commenter noted that the PERM rule provided for 
adjustment to the error rate due to the provider appeals process. The 
commenter argued that adjustments should also be made to eligibility 
determinations under a fair hearing process and that decisions from 
such process should cause the error to be backed out of the error rate.
    Response: If a State is properly continuing coverage due to a 
beneficiary appeal, the case would be counted as correct. There are no 
dollars associated with an improper denial or termination, so these 
cases would not have been included in the payment error rate and 
therefore would not need to be reversed. Note that for Medicaid, there 
are no adverse consequences associated with eligibility error rate 
computations under the IPIA. Disallowances of misspent Federal Medicaid 
funds are statutorily required for MEQC under section 1903(u) of the 
Act. For identified improper payments based on eligibility errors in 
SCHIP, the general recoveries statute at section 2105(e) applies.
    Comment: One commenter expressed concern for conducting the 
Medicaid and SCHIP reviews independently and recommended that the issue 
be considered by the eligibility workgroup. The commenter stated that, 
in some States, families applying for SCHIP are first reviewed to 
determine if they are Medicaid eligible and if they are Medicaid 
eligible, they do not have the choice to be enrolled in SCHIP. In the 
above situation, the commenter argued that it is counterproductive to 
pursue repayment of Medicaid overpayments, especially for families who 
applied using only SCHIP applications.
    Response: We are measuring SCHIP and Medicaid dollars separately 
and, therefore, must conduct these program reviews independent of each 
other. Under SCHIP regulations at 42 CFR 457.350, States are required 
to screen SCHIP applicants for Medicaid eligibility. If a State 
erroneously determines a person eligible for Medicaid, the payments for 
the Medicaid services made by the State are improper regardless of 
whether the eligibility determination was made as a result of an SCHIP 
application or a Medicaid application. The statutory provisions 
requiring recoveries of misspent Federal funds due to Medicaid 
eligibility errors are at section 1903(u) of the Act. The general 
recovery provisions for misspent Medicaid Federal funds other than 
those due to eligibility errors are at section 1903(d) of the Act. For 
SCHIP, the recovery provisions are at section 2105(e) of the Act. These 
statutory provisions do not permit us to make exceptions to recoveries 
of misspent funds on the basis that such recoveries are 
counterproductive.
    Comment: Several commenters expressed concern about citing 
eligibility errors for participants sampled for one program (SCHIP) 
while found eligible for the other program (Medicaid). The commenters 
believed that the difference between the levels of Federal matching 
should be considered erroneous and that adjustments to Federal claims 
should be allowed simply as adjustments to claims.
    Response: As we previously stated, we are measuring improper 
payments in each separately funded program. The OMB guidance requires a 
statistically valid error rate that meets specified confidence and 
precision levels for estimating improper payments in each individual 
program. Therefore, for purposes of measuring improper payments in a 
program under PERM, adjustments in Federal claiming will not be made 
between a State's Medicaid and SCHIP programs.
    Comment: One commenter stated that while he believed that CMS does 
not intend the payment error rate measurements to affect beneficiary 
eligibility or program coverage through State actions (such as States 
imposing more restrictive documentation requirements to prove 
eligibility) it is a possible outcome of PERM.
    Response: States may take actions to avoid errors in eligibility 
determinations in any of a number of ways, including by making the 
application or redetermination process more stringent. For example, 
States may require a higher level of proof of eligibility or require 
face-to-face interviews which could discourage program enrollment. This 
interim final rule does not require States to change their eligibility 
policies and procedures. However, if analysis of a State's error rate 
reveals weaknesses in its policies or procedures, the State may decide 
to address the causes in a manner that could require a higher level of 
beneficiary participation in substantiating his or her eligibility.
    Comment: One commenter stated that a possible solution to address 
the barriers in eligibility verification as of the date the service was 
received, which can be 12 months prior to the date the claim is sampled 
for review, is to impose a maximum date of service of no earlier than 3 
to 6 months from when the claim is sampled.
    Response: We are using a case-based methodology for eligibility 
reviews to avoid situations where the reviewer is attempting to verify 
eligibility factors for a year or more in the past. The case-based 
sample reviews eligibility as of the State's most recent action rather 
than as of the date of service.
    Comment: One commenter stated that CMS should eliminate the 
multiple month reviews for individuals within a continuous eligibility 
period; the review requirements should be limited to the month of 
service only. The commenter argued that this would support the intent 
of the PERM process, which is to determine if the individual was 
eligible for the service at the time the service was provided. The 
commenter stated that it also clearly highlights areas where the 
eligibility determination process could be improved to more accurately 
reflect the participants' continuing eligibility. The errors could be 
categorized as disqualifying or non-disqualifying depending on which 
eligibility factor was determined to be in error (that is, income, age, 
and/or residency). The commenter believed that this generally would 
move the review month closer to the month in which the eligibility 
review itself is completed.
    Response: The review month is the month when the State took its 
last action to grant or redetermine eligibility and is the month in 
which the State will verify eligibility for the purposes of PERM. If 
the State's last action was taken beyond 12 months before the sample 
month, the review month will be the sample month. Each month, a State 
will divide its universe of cases into three strata and draw a random 
sample of cases from each stratum. The strata are as follows: (1) All 
applications (2) all redeterminations on which the State took an action 
to continue eligibility,

[[Page 51066]]

and (3) all other cases. For cases in stratum one, the review month is 
the month of the State's last action to grant eligibility. For stratum 
two, the review month is the month of the State's last action to 
redetermine eligibility. Therefore, for continuous eligibility cases in 
strata one and two, eligibility will be determined as of the first 
month of the 12-month continuous eligibility period. The same concept 
is true for cases in stratum three unless the State's last action was 
taken prior to 12 months from the sample month. In those instances, 
eligibility is reviewed as of the sample month. These review procedures 
eliminate the multiple month reviews for continuous eligibility cases.
    Comment: One commenter is interested in how eligibility errors will 
translate into dollars.
    Response: For purposes of computing an eligibility error rate (as 
opposed to the FFS and managed care error rates), the amount of 
improper payments is the amount paid improperly for services received, 
if any, either in the first 30 days of eligibility or in the review 
month (for cases in strata 1 and 2) or during the sample month (for 
cases in stratum 3). Each State will compute its error rate as a result 
of the reviews and associated claims. Disallowances of Federal funds 
due to Medicaid eligibility errors are governed by section 1903(u) of 
the Act as part of the MEQC program. The general recoveries statute at 
section 2105(e) of the Act applies to identified improper payments 
based on eligibility errors in SCHIP. States must attempt recoveries on 
identified errors under these statutory requirements.
2. Managed Care
    Comment: One commenter stated that for managed care reviews there 
are two considerations: whether the individual was eligible when 
payment was made to the MCO and whether the payment to the MCO was in 
the proper amount (for example, capitation code and amount). With 
respect to SCHIP, CMS must additionally consider whether any applicable 
cost-shares were correctly assessed for the enrollee's family (for 
those in premium assistance programs).
    Response: Medicaid and SCHIP managed care data processing reviews 
will determine whether: (1) the beneficiary was enrolled in Medicaid or 
the SCHIP program; (2) the capitation amount was correct according to 
State policy; and (3) the capitation payment was paid correctly. Cost-
sharing will not be reviewed because generally the State has built 
these cost sharing amounts into their rate structures and CMS is not 
reviewing the accuracy of the cost-sharing calculations as part of the 
review.
    Comment: One commenter expressed concern regarding the potential 
additional expenses incurred in connection with medical reviews, which 
may erode provider participation in Medicaid/SCHIP managed care 
programs due to increases in response burdens.
    Response: The managed care measurement does not include medical 
reviews; thus, provider participation in the managed care programs 
should not be affected since providers would not need to send in 
medical records.
    Comment: One commenter expressed an interest in an opportunity to 
participate in any discussions about the methodology and procedures for 
calculating errors in managed care. Another commenter stated that the 
guidance and instructions from CMS for the PERM pilot managed care 
reviews would serve as a thorough and appropriate methodology for 
managed care reviews.
    Response: We invited comments on managed care in the proposed rule 
and the October 5, 2005 interim final rule; the respective comment 
periods provided the opportunity to participate in discussions about 
the methodology and procedures for calculating errors. A number of 
commenters availed themselves of those opportunities. We concluded that 
it was best to base the managed care reviews and error calculations on 
the general methodology used in the PERM pilot project.
3. SCHIP
    Comment: One commenter stated that, in the event the State exceeded 
its allotment, for every dollar the State used to provide information 
to support the measurement of a SCHIP payment error rate (or, in the 
instance of eligibility, actually makes such determinations), a dollar 
would be taken away from providing insurance coverage to the target 
population. The commenter used CMS' estimate of $620,000 per State to 
argue that the State would need to cut 344 individuals from SCHIP (at 
an average cost of $1,800 per individual per year) in order to comply 
with the October 5, 2005 interim final rule.
    Response: The cost estimate of $620,000 per State that we indicated 
in the October 5, 2005 interim final rule is the Federal cost, not the 
State cost, for PERM activities related to the medical and data 
processing reviews of FFS claims. We estimated that the cost to submit 
the information requested would not be significant, since States should 
have this information on hand. Therefore, we do not believe that 
complying with the PERM requirements would necessarily result in 
termination of individuals from the State's program.

D. Appeals

    Comment: Most commenters were concerned that the PERM regulation 
does not provide a process for States to review the contractor's 
findings for accuracy. Their comments include:
     The rule should allow States to formally review all errors 
using the documentation, including State reimbursement or billing 
policies used by the contractor to determine errors, before a final set 
of State-specific or national estimates are made;
     States will need a report with error codes to evaluate 
whether the error determination was appropriate;
     The Federal contractor should be required to hold an exit 
conference with the State before the findings are categorized as 
errors; and,
     CMS should revise the rule to clarify how and when the 
contractor would be able to validate the errors and resolve any 
discrepancies with the States.
    Response: In responding to these comments, we have incorporated a 
``difference-resolution'' process (a type of alternative dispute 
resolution) in this interim final rule, which provides States with the 
opportunity to review the RC's error findings and resolve instances 
where the State believes the claims were not erroneously paid.
    At least monthly, the RC will provide the State with a disposition 
report. The disposition report includes the review determinations of 
the medical and data processing reviews for each sampled claim reviewed 
for the time period covered by the disposition report. The RC will make 
available information on which it based its findings so that the State 
can agree or disagree with the findings. A State can file a 
disagreement with a finding by sending a written request to the RC. If 
the RC agrees with the State, the RC will send the corrected findings 
to the SC. The SC will then delete the error and recalculate the error 
rate. If the State and the RC cannot resolve the difference in 
findings, the State may appeal to CMS for final resolution.
    Comment: Several commenters expressed their concern that it was 
unclear who would make the final decision on the error determinations. 
One commenter stated that an appeals process, consisting of a neutral 
independent party to review potential errors that could not be mutually 
agreed upon by the State and the national contractor, should be 
incorporated in the final rule.

[[Page 51067]]

    Response: This interim final rule provides that we will make the 
final decision on claims that cannot be resolved between the RC and the 
State.
    Comment: One commenter stated that clarification is needed on 
whether States have appeal rights. Since CMS did not indicate whether 
States could appeal the contractor's error determinations, the 
commenters believed that appeals would fall upon the providers when the 
State implemented recovery efforts based on the contractor's findings 
of overpayments. However, if a provider receives a notice of 
overpayment and it is a small amount, the provider may not feel it 
worthy of an appeal, but the error would nonetheless affect the State 
error rate.
    Response: States may work with the RC to resolve differences in 
findings on claims that are determined by the RC to have been paid in 
error (except for errors caused by no documentation). In addition, we 
would reverse errors based on successful provider appeals. However, 
whether or not a provider chooses to appeal an overpayment is a factor 
that we believe should not be influential