[Federal Register: September 25, 2007 (Volume 72, Number 185)]
[Notices]               
[Page 54449]
From the Federal Register Online via GPO Access [wais.access.gpo.gov]
[DOCID:fr25se07-51]                         


[[Page 54449]]

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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5117-N-86]

 
Notice of Submission of Proposed Information Collection to OMB; 
Home Equity Conversion Mortgage (HECM) Insurance Application for the 
Origination of Reverse Mortgages and Related Documents

AGENCY: Office of the Chief Information Officer, HUD.

ACTION: Notice.

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SUMMARY: The proposed information collection requirement described 
below has been submitted to the Office of Management and Budget (OMB) 
for review, as required by the Paperwork Reduction Act. The Department 
is soliciting public comments on the subject proposal.
    The Residential Loan Application for Reverse Mortgages and related 
documents are used to determine borrower eligibility, property 
analysis, underwriting analysis, and collection of mortgage insurance 
premiums for loans that meet statutory, regulatory, state and FHA 
requirements. The HECM Program employs the use of HUD-approved housing 
counseling agencies that provide the required consumer education 
sessions; and FHA-approved lenders that are responsible for the 
origination, underwriting, and servicing responsibilities of FHA-
insured loans.

DATES: Comments Due Date: October 25, 2007.

ADDRESSES: Interested persons are invited to submit comments regarding 
this proposal. Comments should refer to the proposal by name and/or OMB 
approval Number (2502-0524) and should be sent to: HUD Desk Officer, 
Office of Management and Budget, New Executive Office Building, 
Washington, DC 20503; fax: 202-395-6974.

FOR FURTHER INFORMATION CONTACT: Lillian Deitzer, Departmental Reports 
Management Officer, QDAM, Department of Housing and Urban Development, 
451 Seventh Street, SW., Washington, DC 20410; e-mail Lillian--L.--
Deitzer@HUD.gov or telephone (202) 708-2374. This is not a toll-free 
number. Copies of available documents submitted to OMB may be obtained 
from Ms. Deitzer or from HUD's Web site at http://www5.hud.gov:63001/
po/i/icbts/collectionsearch.cfm.

SUPPLEMENTARY INFORMATION: This notice informs the public that the 
Department of Housing and Urban Development has submitted to OMB a 
request for approval of the information collection described below. 
This notice is soliciting comments from members of the public and 
affecting agencies concerning the proposed collection of information 
to: (1) Evaluate whether the proposed collection of information is 
necessary for the proper performance of the functions of the agency, 
including whether the information will have practical utility; (2) 
Evaluate the accuracy of the agency's estimate of the burden of the 
proposed collection of information; (3) Enhance the quality, utility, 
and clarity of the information to be collected; and (4) Minimize the 
burden of the collection of information on those who are to respond; 
including through the use of appropriate automated collection 
techniques or other forms of information technology, e.g., permitting 
electronic submission of responses.
    This notice also lists the following information:
    Title of Proposal: Home Equity Conversion Mortgage (HECM) Insurance 
Application for the Origination of Reverse Mortgages and Related 
Documents.
    OMB Approval Number: 2502-0524.
    Form Numbers: HUD-92900-A, Fannie Mae 1009, HUD-92901, HUD-92902, 
HUD-1, HUD-1 Addendum, HUD-92051, HUD-92561, HUD-92800.5B, Fannie Mae 
1004, Fannie Mae 1004C, Fannie Mae 1025, Fannie Mae 1073, Fannie Mae 
1003.
    Description of the Need for the Information and its Proposed Use: 
The Residential Loan Application for Reverse Mortgages and related 
documents are used to determine borrower eligibility, property 
analysis, underwriting analysis, and collection of mortgage insurance 
premiums for loans that meet statutory, regulatory, state and FHA 
requirements. The HECM Program employs the use of HUD-approved housing 
counseling agencies that provide the required consumer education 
sessions; and FHA-approved lenders that are responsible for the 
origination, underwriting, and servicing responsibilities of FHA-
insured loans.
    Frequency of Submission: On occasion, Annually.

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                                         Number of          Annual             Hours per
                                        respondents       responses      x      response      =    Burden hours
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Reporting Burden....................            2020            45.55   ..            1.44   ..         132,894
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    Total Estimated Burden Hours: 132,894.
    Status: Extension of a currently approved collection.

    Authority: Section 3507 of the Paperwork Reduction Act of 1995, 
44 U.S.C. 35, as amended.

    Dated: September 19, 2007.
Lillian L. Deitzer,
Departmental Paperwork Reduction Act Officer, Office of the Chief 
Information Officer.
 [FR Doc. E7-18793 Filed 9-24-07; 8:45 am]

BILLING CODE 4210-67-P