[Federal Register: August 4, 2008 (Volume 73, Number 150)]
[Notices]               
[Page 45222-45224]
From the Federal Register Online via GPO Access [wais.access.gpo.gov]
[DOCID:fr04au08-40]                         

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FEDERAL RESERVE SYSTEM

 
Proposed Agency Information Collection Activities; Comment 
Request

AGENCY: Board of Governors of the Federal Reserve System.

SUMMARY:

Background

    On June 15, 1984, the Office of Management and Budget (OMB) 
delegated to the Board of Governors of the Federal Reserve System 
(Board) its approval authority under the Paperwork Reduction Act (PRA), 
as per 5 CFR 1320.16, to approve of and assign OMB control numbers to 
collection of information requests and requirements conducted or 
sponsored by the Board under conditions set forth in 5 CFR 1320 
Appendix A.1. Board-approved collections of information are 
incorporated into the official OMB inventory of currently approved 
collections of information. Copies of the Paperwork Reduction Act 
Submission, supporting statements and approved collection of 
information instruments are placed into OMB's public docket files. The 
Federal Reserve may not conduct or sponsor, and the respondent is not 
required to respond to, an information collection that has been 
extended, revised, or implemented on or after October 1, 1995, unless 
it displays a currently valid OMB control number.

Request for Comment on Information Collection Proposals

    The following information collections, which are being handled 
under this delegated authority, have received initial Board approval 
and are hereby published for comment. At the end of the comment period, 
the proposed information collections, along with an analysis of 
comments and recommendations received, will be submitted to the Board 
for final approval under OMB delegated authority. Comments are invited 
on the following:
    a. Whether the proposed collection of information is necessary for 
the proper performance of the Federal Reserve's functions; including 
whether the information has practical utility;
    b. The accuracy of the Federal Reserve's estimate of the burden of 
the proposed information collection,

[[Page 45223]]

including the validity of the methodology and assumptions used;
    c. Ways to enhance the quality, utility, and clarity of the 
information to be collected; and
    d. Ways to minimize the burden of information collection on 
respondents, including through the use of automated collection 
techniques or other forms of information technology.

DATES: Comments must be submitted on or before September 30, 2008.

ADDRESSES: You may submit comments, identified by FR 2028, FR 2572, or 
FR 2900 by any of the following methods:
     Agency Web Site: http://www.federalreserve.gov. Follow the 
instructions for submitting comments at http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     E-mail: regs.comments@federalreserve.gov. Include docket 
number in the subject line of the message.
     FAX: 202-452-3819 or 202-452-3102.
     Mail: Jennifer J. Johnson, Secretary, Board of Governors 
of the Federal Reserve System, 20th Street and Constitution Avenue, 
NW., Washington, DC 20551.
    All public comments are available from the Board's Web site at 
http://www.federalreserve.gov/generalinfo/foia/ProposedRegs.cfm as 
submitted, unless modified for technical reasons. Accordingly, your 
comments will not be edited to remove any identifying or contact 
information. Public comments may also be viewed electronically or in 
paper form in Room MP-500 of the Board's Martin Building (20th and C 
Streets, NW.) between 9 a.m. and 5 p.m. on weekdays.
    Additionally, commenters should send a copy of their comments to 
the OMB Desk Officer by mail to the Office of Information and 
Regulatory Affairs, U.S. Office of Management and Budget, New Executive 
Office Building, Room 10235, 725 17th Street, NW., Washington, DC 20503 
or by fax to 202-395-6974.

FOR FURTHER INFORMATION CONTACT: A copy of the PRA OMB submission 
including the proposed reporting form and instructions, supporting 
statement, and other documentation will be placed into OMB's public 
docket files, once approved. These documents will also be made 
available on the Federal Reserve Board's public Web site at: http://
www.federalreserve.gov/boarddocs/reportforms/review.cfm or may be 
requested from the agency clearance officer, whose name appears below.
    Michelle Shore, Federal Reserve Board Clearance Officer (202-452-
3829), Division of Research and Statistics, Board of Governors of the 
Federal Reserve System, Washington, DC 20551. Telecommunications Device 
for the Deaf (TDD) users may contact (202-263-4869), Board of Governors 
of the Federal Reserve System, Washington, DC 20551.

Proposal To Approve Under OMB Delegated Authority the Extension for 
Three Years, With Revision, of the Following Reports

    1. Report title: Survey of Terms of Lending.
    Agency form number: FR 2028A, FR 2028B, and FR 2028S.
    OMB control number: 7100-0061.
    Frequency: Quarterly.
    Reporters: Commercial banks and U.S. branches and agencies of 
foreign banks (FR 2028A and FR 2028S only).
    Annual reporting hours: 6,840 hours.
    Estimated average hours per response: FR 2028A, 3.4 hours; FR 
2028B, 1.2 hours; and FR 2028S, 0.1 hours.
    Number of respondents: FR 2028A, 398; FR 2028B, 250; and FR 2028S, 
567.
    General description of report: This information collection is 
authorized by section 11(a)(2) of the Federal Reserve Act [12 U.S.C. 
248(a)(2)] and is voluntary. Individual responses are regarded as 
confidential under the Freedom of Information Act [5 U.S.C. 552(b)(4)].
    Abstract: The Survey of Terms of Lending provides unique 
information concerning both price and certain nonprice terms of loans 
made to businesses and farmers during the first full business week of 
the mid-month of each quarter (February, May, August, and November). 
The survey comprises three reporting forms: The FR 2028A, Survey of 
Terms of Business Lending; The FR 2028B, Survey of Terms of Bank 
Lending to Farmers; and the FR 2028S, Prime Rate Supplement to the 
Survey of Terms of Lending. The FR 2028A and FR 2028B collect detailed 
data on individual loans made during the survey week, and the FR 2028S 
collects the prime interest rate for each day of the survey from both 
FR 2028A and FR 2028B respondents. From these sample data, estimates of 
the terms of business loans and farm loans extended during the 
reporting week are constructed. The aggregate estimates for business 
loans are published in the quarterly E.2 release, Survey of Terms of 
Business Lending, and aggregate estimates for farm loans are published 
in the quarterly E.15 release, Agricultural Finance Databook.
    Current Actions: The Federal Reserve proposes to revise the FR 
2028A by increasing to $7,500 the minimum loan size that must be 
reported and to clarify the instructions about certain types of loans. 
These revisions would be implemented effective for the February 2009 
survey week. No changes are proposed to the FR 2028S.
    2. Report title: Report of Terms of Credit Card Plans.
    Agency form number: FR 2572.
    OMB control number: 7100-0239.
    Frequency: Semi-annual.
    Reporters: Commercial banks, savings banks, industrial banks, and 
savings and loans associations.
    Annual reporting hours: 75 hours.
    Estimated average hours per response: 0.25 hours.
    Number of respondents: 150.
    General description of report: This information collection is 
voluntary (15 U.S.C. Sec.  1646(b)) and is not given confidential 
treatment.
    Abstract: This report collects data on credit card pricing and 
availability from a sample of at least 150 financial institutions that 
offer credit cards to the general public. The information is reported 
to the Congress and made available to the public in order to promote 
competition within the industry.
    Current Actions: The Federal Reserve proposes to move the contact 
information from the end of the reporting form to the front of the 
reporting form, include a new line for the contact's e-mail address, 
and provide examples for columns A and D and items 56 thru 58 in the 
instructions to improve data quality.
    3. Report title: The Report of Transaction Accounts, Other Deposits 
and Vault Cash.
    Agency form number: FR 2900.
    OMB control number: 7100-0087.
    Frequency: Weekly, quarterly.
    Reporters: Depository institutions.
    Annual reporting hours: 615,902 hours.
    Estimated average hours per response: 3.50 hours.
    Number of respondents: 2,996 weekly and 5,045 quarterly.
    General description of report: This information collection is 
mandatory (12 U.S.C. 248(a), 461, 603, and 615) and is given 
confidential treatment (5 U.S.C. 552(b)(4)).
    Abstract: Nonexempt institutions--defined as those with net 
transaction accounts greater than the exemption amount or with the sum 
of total transaction accounts, savings deposits, and small time 
deposits equal to or greater than the reduced reporting limit--file the 
fifteen-item FR 2900

[[Page 45224]]

weekly if the sum of their total transaction accounts, savings 
deposits, and small time deposits is equal to or greater than the 
nonexempt deposit cutoff and quarterly if the sum of their total 
transaction accounts, savings deposits, and small time deposits is less 
than the nonexempt deposit cutoff. U.S. branches and agencies of 
foreign banks and banking Edge and agreement corporations are required 
to submit FR 2900 data weekly regardless of their deposit size. These 
mandatory data are used by the Federal Reserve for administering 
Regulation D (Reserve Requirements of Depository Institutions) and for 
constructing, analyzing, and monitoring the monetary and reserve 
aggregates.
    Current actions: The Federal Reserve proposes to: (1) Replace the 
term ``operations subsidiary'' with ``majority-owned subsidiary'' in 
the FR 2900 reporting instructions and (2) incorporate the proposed 
amendments to Regulation D into the FR 2900 reporting instructions. In 
addition, the Federal Reserve proposes to reorganize and reformat the 
FR 2900 reporting instructions to enhance their clarity.
    4. Report title: The Annual Report of Deposits and Reservable 
Liabilities.
    Agency form number: FR 2910a.
    OMB control number: 7100-0175.
    Frequency: Annually.
    Reporters: Depository institutions.
    Annual reporting hours: 3,659 hours.
    Estimated average hours per response: 0.75 hours.
    Number of respondents: 4,878.
    General description of report: This information collection is 
mandatory (12 U.S.C. 248(a) and 461) and is given confidential 
treatment (5 U.S.C. 552(b)(4)).
    Abstract: Currently, the three-item FR 2910a is generally filed by 
exempt institutions whose net transaction accounts are less than or 
equal to the exemption amount and whose sum of total transaction 
accounts, savings deposits, and small time deposits is less than the 
reduced reporting limit but total deposits are greater than the 
exemption amount. Respondents submit single-day data as of June 30. 
These mandatory data are used by the Federal Reserve for administering 
Regulation D (Reserve Requirements of Depository Institutions) and for 
constructing, analyzing, and monitoring the monetary and reserve 
aggregates.
    Current actions: The Federal Reserve proposes to: (1) Replace the 
term ``operations subsidiary'' with ``majority-owned subsidiary'' in 
the FR 2910a reporting instructions and (2) incorporate the proposed 
amendments to Regulation D into the FR 2910a reporting instructions. In 
addition, the Federal Reserve proposes to reorganize and reformat the 
FR 2910a reporting instructions to enhance their clarity.

    Board of Governors of the Federal Reserve System.

    Dated: July 29, 2008.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. E8-17716 Filed 8-1-08; 8:45 am]

BILLING CODE 6210-01-P