[Code of Federal Regulations]
[Title 5, Volume 2]
[Revised as of January 1, 2002]
From the U.S. Government Printing Office via GPO Access
[CITE: 5CFR845.207]

[Page 348-349]
 
                    TITLE 5--ADMINISTRATIVE PERSONNEL
 
          CHAPTER I--OFFICE OF PERSONNEL MANAGEMENT (Continued)
 
PART 845--FEDERAL EMPLOYEES RETIREMENT SYSTEM--DEBT COLLECTION--Table of Contents
 
               Subpart B--Collection of Overpayment Debts
 
Sec. 845.207  Use of consumer reporting agencies.

    (a) Notice. If a debtor's response to the notice described in 
Sec. 845.204(a) does not result in payment in full, payment by offset, 
or payment in accordance with a voluntary repayment agreement or other 
repayment schedule acceptable to OPM, and the debtor's rights under 
Sec. 845.204 have been exhausted, OPM may report the debtor to a 
consumer reporting agency. In addition, a debtor's failure to make 
subsequent payments in accordance with a repayment schedule may result 
in a report to a consumer reporting agency. Before making a report to a 
consumer reporting agency, OPM will notify the debtor in writing that--
    (1) The payment is overdue;
    (2) OPM intends, after 60 days, to make a report as described in 
paragraph (b) of this section to a consumer reporting agency;

[[Page 349]]

    (3) The debtor's right to dispute the liability has been exhausted 
under Sec. 845.204; and
    (4) The debtor may suspend OPM action on referral by paying the debt 
in one lump sum or making payments current under a repayment schedule.
    (b) Report. When a debtor's response to the notice described in 
paragraph (a) of this section fails to comply with paragraph (a)(4) of 
this section or the debtor does not respond, and 60 days have elapsed 
since the notice was mailed, OPM may report to a consumer reporting 
agency that an individual is responsible for an unpaid debt and provide 
the following information:
    (1) The individual's name, address, taxpayer identification number, 
and any other information necessary to establish the identity of the 
individual;
    (2) The amount, status, and history of the debt; and
    (3) The fact that the debt arose in connection with the 
administration of FERS or CSRS.
    (c) Subsequent reports. OPM will update its report to the consumer 
reporting agency whenever it has knowledge of events that substantially 
change the status or the amount of the liability.