[Code of Federal Regulations] [Title 31, Volume 2] [Revised as of July 1, 2002] From the U.S. Government Printing Office via GPO Access [CITE: 31CFR353.11] [Page 325] TITLE 31--MONEY AND FINANCE: TREASURY CHAPTER II--FISCAL SERVICE, DEPARTMENT OF THE TREASURY PART 353--REGULATIONS GOVERNING UNITED STATES SAVINGS BONDS, SERIES EE AND HH--Table of Contents Subpart C--Limitations on Annual Purchases Sec. 353.11 Computation of amount. (a) General. The purchases of bonds in the name of any person in an individual capacity are computed separately from purchases in a fiduciary capacity. A pension or retirement fund, or an investment, insurance, annuity, or similar fund or trust is regarded as an entity, regardless of the number of beneficiaries or the manner in which their shares or interests are established, determined, or segregated. (b) Bonds included in computation. In computing the purchases for each person, the following outstanding bonds are included: (1) All bonds registered in the name of that person alone; (2) All bonds registered in the name of the representative of the estate of that person; and (3) All bonds registered in the name of that person as coowner. However, in computing the amount of bonds of each series held in coownership form, the limitation may be applied to the holdings of either of the coowners or apportioned between them. (c) Bonds excluded from computation. In computing the purchases for each person, the following are excluded: (1) Bonds on which that person is named beneficiary; (2) Bonds to which that person has become entitled-- (i) Under Sec. 353.70 as surviving beneficiary upon the death of the registered owner; (ii) As an heir or a legatee of the deceased owner; (iii) By virtue of the termination of a trust or the happening of a similar event; (3) Bonds issued in an authorized exchange or reinvestment; and (4) Bonds that are purchased and redeemed within the same calendar year.