[Code of Federal Regulations]
[Title 45, Volume 1]
[Revised as of October 1, 2002]
From the U.S. Government Printing Office via GPO Access
[CITE: 45CFR30.12]

[Page 84-85]
 
                        TITLE 45--PUBLIC WELFARE
 
                           AND HUMAN SERVICES
 
PART 30--CLAIMS COLLECTION--Table of Contents
 
                     Subpart B--Collection of Claims
 
Sec. 30.12  Notices to debtor.

    (a) Required notice. The first written demand for payment must 
inform the debtor of--
    (1) The amount and nature of the debt;
    (2) The date payment is due, which will generally be 30 days from 
the date the notice was mailed; and
    (3) The assessment under Sec. 30.13 of interest from the date the 
notice was mailed, and full administrative costs if payment is not 
received within the 30 days.

[[Page 85]]

    (b) Other notice. Where applicable, the Secretary must inform the 
debtor in writing of--(1) His or her right to dispute the debt or 
request a waiver of the debt, citing the applicable review or waiver 
authority, the conditions for review or waiver, and the effect of the 
review or waiver request on collection of the debt, interest, charges 
and late payment penalties (see Sec. 30.14);
    (2) The office, address and telephone number that the debtor should 
contact to discuss repayment, reconsideration or waiver of the debt;
    (3) The proposed sanctions if the debt is overdue, including 
assessment of late payment penalties under 30.13 (if the debt is more 
than 90 days overdue) or referral of the debt to a credit reporting 
agency under Sec. 30.17, or to a collection agency under Sec. 30.18. 
(See also Sec. 30.5).
    (c) Exception. This section does not require duplication of any 
notice already contained in a written agreement, letter or other 
document signed by, or provided to the debtor.