[Code of Federal Regulations] [Title 12, Volume 2] [Revised as of January 1, 2003] From the U.S. Government Printing Office via GPO Access [CITE: 12CFR201.51] [Page 12-13] TITLE 12--BANKS AND BANKING CHAPTER II--FEDERAL RESERVE SYSTEM PART 201--EXTENSIONS OF CREDIT BY FEDERAL RESERVE BANKS (REGULATION A)--Table of Contents Sec. 201.51 Adjustment credit for depository instituions. The rates for adjustment credit provided to depository institutions under Sec. 201.3(a) are: ------------------------------------------------------------------------ Federal Reserve Bank Rate Effective ------------------------------------------------------------------------ Boston................................... .75 Nov. 7, 2002. New York................................. .75 Nov. 6, 2002. Philadelphia............................. .75 Nov. 7, 2002. Cleveland................................ .75 Nov. 7, 2002. Richmond................................. .75 Nov. 7, 2002. Atlanta.................................. .75 Nov. 7, 2002. Chicago.................................. .75 Nov. 7, 2002. [[Page 13]] St. Louis................................ .75 Nov. 7, 2002. Minneapolis.............................. .75 Nov. 7, 2002. Kansas City.............................. .75 Nov. 7, 2002. Dallas................................... .75 Nov. 6, 2002. San Francisco............................ .75 Nov. 6, 2002. ------------------------------------------------------------------------ [Reg. A, 67 FR 69467, Nov. 18, 2002] Effective Date Note: At 67 FR 67787, Nov. 7, 2002, Sec. 201.51 was revised, effective Jan. 9, 2003. For the convenience of the user, the revised text follows: Sec. 201.51 Interest rates applicable to credit extended by a Federal Reserve Bank. (a) Primary credit. The rate for primary credit provided to depository institutions under Sec. 201.4(a) is a rate above the target federal funds rate of the Federal Open Market Committee. (b) Secondary credit. The rate for secondary credit extended to depository institutions under Sec. 201.4(c) is a rate above the primary credit rate. (c) Seasonal credit. The rate for seasonal credit extended to depository institutions under Sec. 201.4(b) is a flexible rate that takes into account rates on market sources of funds. (d) Primary credit rate in a financial emergency. (1) The primary credit rate at a Federal Reserve Bank is the target federal funds rate of the Federal Open Market Committee if: (i) In a financial emergency the Reserve Bank has established the primary credit rate at that rate; and (ii) The Chairman of the Board of Governors (or, in the Chairman's absence, his authorized designee) certifies that a quorum of the Board is not available to act on the Reserve Bank's rate establishment. (2) For purposes of this paragraph (d), a financial emergency is a significant disruption to the U.S. money markets resulting from an act of war, military or terrorist attack, natural disaster, or other catastrophic event.