[Code of Federal Regulations] [Title 12, Volume 3] [Revised as of January 1, 2003] From the U.S. Government Printing Office via GPO Access [CITE: 12CFR269b.121] [Page 841-842] TITLE 12--BANKS AND BANKING CHAPTER II--FEDERAL RESERVE SYSTEM PART 269b--CHARGES OF UNFAIR LABOR PRACTICES--Table of Contents Sec. 269b.121 Contents of answer. The answer shall contain: (a) A specific admission or denial, and where appropriate, explanation thereof; or if the respondent is without knowledge of the allegation, he shall so state and such statement shall operate as a denial. Admissions or denials may be to all or part of an allegation but shall be responsive to the substance of the allegation; (b) A specified, detailed statement of any affirmative defense; [[Page 842]] (c) A clear and concise statement of the facts and matters of law relied upon constituting the grounds of defense. Any allegation of the charge not denied in the answer may be deemed admitted and may be so found by the panel. Preliminary Investigation