[Code of Federal Regulations] [Title 13, Volume 1] [Revised as of January 1, 2003] From the U.S. Government Printing Office via GPO Access [CITE: 13CFR308.9] [Page 566] TITLE 13--BUSINESS CREDIT AND ASSISTANCE CHAPTER III--ECONOMIC DEVELOPMENT ADMINISTRATION, DEPARTMENT OF COMMERCE PART 308--REQUIREMENTS FOR ECONOMIC ADJUSTMENT GRANTS--Table of Contents Subpart B--Special Requirements for Revolving Loan Fund Projects and Uses of Grant Funds Sec. 308.9 Revolving Loan Fund Plan. All RLF recipients must manage RLFs in accordance with an RLF Plan (Plan) as described in this part. For all RLF recipients, the Plan must be submitted to and approved by EDA prior to the grant award. For RLF recipients other than states, the RLF Plan must have been approved by resolution of the organizations' governing board and such resolution must be submitted to EDA along with the Plan prior to the grant award; with EDA's approval, political subdivisions of states may be exempted from the resolution requirement. (a) Format and content. (1) The title page of the Plan should show the RLF recipient organization's name and the date the Plan was adopted. (2) Part I of the Plan, titled Revolving Loan Fund Strategy, summarizes the area CEDS and business development objectives, and describes the RLF's financing strategy, policy and portfolio standards. Organization of the material and the level of detail provided in the subsections of Part I may be varied to improve the narrative flow, provided the substantive content is adequately covered. (3) Part II of the Plan, titled Operational Procedures, serves as the internal operating manual for the RLF. (b) Evaluation of Plans. EDA will use the following criteria in evaluating Plans: (1) The Plan must flow from and be consistent with the EDA-approved CEDS for the area. (2) The Plan must be an internally consistent, coherent statement of the strategic purpose of the particular RLF and the various considerations influencing the selection of its financing strategy, policies, and loan selection criteria encompassing: (i) A financing strategy that demonstrates a knowledgeable analysis of the local capital market and the financing needs of the targeted businesses; and (ii) Financing policies and portfolio standards that are consistent with EDA policies and requirements. (3) The strategic objectives defined must be sufficiently meaningful, though not necessarily quantified, so that progress toward them can be assessed over time. (4) The administrative procedures for operating the RLF must be consistent with generally accepted prudent lending practices for public lending institutions. [65 FR 2532, Jan. 18, 2000, as amended at 65 FR 71025, Nov. 28, 2000]