[Code of Federal Regulations]
[Title 7, Volume 11]
[Revised as of January 1, 2003]
From the U.S. Government Printing Office via GPO Access
[CITE: 7CFR1786.53]
[Page 1100]
TITLE 7--AGRICULTURE
CHAPTER XVII--RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE
PART 1786--PREPAYMENT OF RUS GUARANTEED AND INSURED LOANS TO ELECTRIC AND TELEPHONE BORROWERS--Table of Contents
Subpart C--Special Discounted Prepayments on RUS Direct/Insured Loans
Sec. 1786.53 Discounted present value.
The Discounted Present Value shall be calculated five business days
before prepayment is made by summing the present values of all remaining
payments by using the following formula:
[GRAPHIC] [TIFF OMITTED] TC16SE91.025
Where:
Pk=Total payment including interest, due on the
kth payment date following the prepayment date.
n=Total number of remaining payments dates.
I=The discount rate, in decimals, which shall be the average rate on
utility bonds bearing a rating of ``Aa'' as set forth in that issue of
Moody's Public Utility News Reports most recently published prior to the
date on which Discounted Present Value is calculated.
D11=Number of days in the ith payment period that
are in a non-leap year (365 day year).
D2i=Number of days in the ith payment period that
are in a leap year (366 day year).