[Code of Federal Regulations]
[Title 7, Volume 11]
[Revised as of January 1, 2003]
From the U.S. Government Printing Office via GPO Access
[CITE: 7CFR1806.22]

[Page 1164]
 
                          TITLE 7--AGRICULTURE
 
    CHAPTER XVIII--RURAL HOUSING SERVICE, RURAL BUSINESS-COOPERATIVE 
SERVICE, RURAL UTILITIES SERVICE, AND FARM SERVICE AGENCY, DEPARTMENT OF 
                               AGRICULTURE
 
PART 1806--INSURANCE--Table of Contents
 
                   Subpart B--National Flood Insurance
 
Sec. 1806.22  Areas of responsibility.

    (a) Federal Insurance Administration (FIA). (1) Identify and publish 
information with respect to all areas in the country which are subject 
to floods and mudslides and designate those areas on Flood Hazard 
Boundary maps.
    (2) Notify affected communities of their designations and encourage 
them to adopt and enforce land use and other control measures and to 
adopt ordinances or laws which will regulate and control construction in 
areas designated as having special flood or mudslide hazards.
    (3) Make flood insurance available at reasonable rates in sufficient 
amounts, within the statutory limits, to adequately protect owners 
against loss to their buildings and contents when those buildings are 
located in or will be located in designated special flood and mudslide 
prone areas in communities participating in the National Flood Insurance 
Program.
    (b) Farmers Home Administration or its successor agency under Public 
Law 103-354. The State Director, after being notified by the FmHA or its 
successor agency under Public Law 103-354 National Office or FIA of 
designated flood or mudslide hazard areas and receiving flood hazard 
boundary maps identifying the hazard areas, FIA insurance rate charts, 
or other information concerning the program, will inform the appropriate 
County Supervisors and provide them the maps, rate charts, and other 
relevant information concerning the program in areas they serve. 
Permanent records indicating the date a community was notified as 
containing identified flood hazard areas, communities participating in 
the program, and communities eligible to participate but not 
participating in the program will be maintained in the State Office. 
County Supervisors will notify, in writing, those borrowers whose 
insurable buildings are located in designated flood or mudslide hazard 
areas of the availability of national flood insurance and encourage them 
to obtain flood insurance to protect their and the Government's 
financial interest.
    (c) Community. Communities are required to participate in the 
National Flood Insurance Program within 1 year after notification of its 
formal identification as a community containing one or more special 
flood and mudslide prone areas, or by July 1, 1975, whichever is later, 
or be denied Federal financial assistance or Federally-related financial 
assistance for acquisition or construction purposes in such areas. 
Communities wishing to qualify for the program may submit a completed 
application to: Administrator, Federal Insurance Administration, 
Department of Housing and Urban Development, 451 Seventh Street, SW., 
Washington, DC 20410.
    (d) Lender. The lender must determine whether real property is 
located in an area identified as having special flood or mudslide 
hazards and cannot discharge the responsibility merely by obtaining a 
self-certification from the applicant that the property is not located 
in an area having special flood hazards.