[Code of Federal Regulations] [Title 20, Volume 2] [Revised as of April 1, 2004] From the U.S. Government Printing Office via GPO Access [CITE: 20CFR404.231] [Page 81-82] TITLE 20--EMPLOYEES' BENEFITS CHAPTER III--SOCIAL SECURITY ADMINISTRATION PART 404_FEDERAL OLD-AGE, SURVIVORS AND DISABILITY INSURANCE (1950 ) --Table of Contents Subpart C_Computing Primary Insurance Amounts Sec. 404.231 Steps in computing your primary insurance amount under the guaranteed alternative--general. If you reach age 62 after 1978 but before 1984, we follow three major steps in finding your guaranteed alternative: (a) First, we compute your average monthly wage, as described in Sec. 404.232; (b) Second, we find the primary insurance amount that corresponds to [[Page 82]] your average monthly wage in the benefit table in appendix III. (c) Then we apply any automatic cost-of-living or ad hoc increases in primary insurance amounts that have become effective in or after the year you reached age 62.