[Code of Federal Regulations]
[Title 20, Volume 2]
[Revised as of April 1, 2004]
From the U.S. Government Printing Office via GPO Access
[CITE: 20CFR422.305]

[Page 1083]
 
                      TITLE 20--EMPLOYEES' BENEFITS
 
               CHAPTER III--SOCIAL SECURITY ADMINISTRATION
 
PART 422_ORGANIZATION AND PROCEDURES--Table of Contents
 
                       Subpart D_Claims Collection
 
Sec. 422.305  Report of overdue program overpayment debts to consumer 
reporting agencies.

    (a) Debts we will report. We will report to consumer reporting 
agencies all overdue program overpayment debts over $25.
    (b) Notice to debtor. Before we report any such debt to a consumer 
reporting agency, we will send the debtor written notice of the 
following:
    (1) We have determined that payment of the debt is overdue;
    (2) We will refer the debt to a consumer reporting agency at the 
expiration of not less than 60 calendar days after the date of the 
notice unless, within that 60-day period, the debtor pays the full 
amount of the debt or takes either of the actions described in 
paragraphs (b)(6) or (b)(7) of this section;
    (3) The specific information we will provide to the consumer 
reporting agency, including information that identifies the debtor 
(e.g., name, address, and social security number) and the amount, 
status, and history of the debt;
    (4) The debtor has the right to a complete explanation of the debt;
    (5) The debtor may dispute the accuracy of the information to be 
provided to the consumer reporting agency;
    (6) The debtor may request a review of the debt by giving us 
evidence showing that he or she does not owe all or part of the amount 
of the debt or that we do not have the right to collect it; and
    (7) The debtor may request an installment payment plan.
    (c) Disputing the information that we would send to consumer 
reporting agencies. If a debtor believes that the information we propose 
to send to consumer reporting agencies is incorrect, the debtor may ask 
us to correct such information. If, within 60 calendar days from the 
date of our notice described in paragraph (b) of this section, the 
debtor notifies us that any information to be sent to consumer reporting 
agencies is incorrect, we will not send the information to consumer 
reporting agencies until we determine the correct information.

[62 FR 64278, Dec. 5, 1997, as amended at 66 FR 67081, Dec. 28, 2001]