[Code of Federal Regulations] [Title 12 Volume 1] [Revised as of January 1, 2004] From the U.S. Government Printing Office via GPO Access [CITE: 12CFR3.19] [Page 18] TITLE 12--BANKS AND BANKING CHAPTER I--COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY PART 3--MINIMUM CAPITAL RATIOS; ISSUANCE OF DIRECTIVES--Table of Contents Subpart E--Issuance of a Directive Sec. 3.19 Issuance of a directive. (a) A directive will be served by delivery to the bank. It will include or be accompanied by a statement of reasons for its issuance. (b) A directive is effective immediately upon its receipt by the bank, or upon such later date as may be specified therein, and shall remain effective and enforceable until it is stayed, modified, or terminated by the Office.