[Code of Federal Regulations] [Title 12 Volume 1] [Revised as of January 1, 2004] From the U.S. Government Printing Office via GPO Access [CITE: 12CFR3.8] [Page 15] TITLE 12--BANKS AND BANKING CHAPTER I--COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY PART 3--MINIMUM CAPITAL RATIOS; ISSUANCE OF DIRECTIVES--Table of Contents Subpart B--Minimum Capital Ratios Sec. 3.8 Reservation of authority. When, in the opinion of the Office the circumstances so require, a bank may be authorized to have less than the minimum capital ratios in Sec. 3.6 during a time period specified by the Office.