[Code of Federal Regulations] [Title 5, Volume 2] [Revised as of January 1, 2004] From the U.S. Government Printing Office via GPO Access [CITE: 5CFR875.407] [Page 425] TITLE 5--ADMINISTRATIVE PERSONNEL CHAPTER I--OFFICE OF PERSONNEL MANAGEMENT (CONTINUED) PART 875_FEDERAL LONG TERM CARE INSURANCE PROGRAM--Table of Contents Subpart D_Coverage Sec. 875.407 Who makes insurability decisions? The Carrier determines the insurability of all applicants. The Carrier's decision may not be appealed to OPM.