[Code of Federal Regulations] [Title 7, Volume 15] [Revised as of January 1, 2004] From the U.S. Government Printing Office via GPO Access [CITE: 7CFR4279.77] [Page 569-570] TITLE 7--AGRICULTURE CHAPTER XLII--RURAL BUSINESS-COOPERATIVE SERVICE AND RURAL UTILITIES SERVICE, DEPARTMENT OF AGRICULTURE PART 4279_GUARANTEED LOANMAKING--Table of Contents Subpart A_General Sec. 4279.77 Minimum retention. The lender is required to hold in its own portfolio a minimum of 5 percent of the total loan amount. The amount required to be maintained must be of the unguaranteed portion of the loan [[Page 570]] and cannot be participated to another. The lender may sell the remaining amount of the unguaranteed portion of the loan only through participation.