[Code of Federal Regulations]
[Title 44, Volume 1]
[Revised as of October 1, 2004]
From the U.S. Government Printing Office via GPO Access
[CITE: 44CFR65.17]

[Page 355-356]
 
              TITLE 44--EMERGENCY MANAGEMENT AND ASSISTANCE
 
 CHAPTER I--FEDERAL EMERGENCY MANAGEMENT AGENCY, DEPARTMENT OF HOMELAND 
                                SECURITY
 
PART 65_IDENTIFICATION AND MAPPING OF SPECIAL HAZARD AREAS--Table of Contents
 
Sec. 65.17  Review of determinations.

    This section describes the procedures that shall be followed and the 
types of information required by FEMA to review a determination of 
whether a building or manufactured home is located within an identified 
Special Flood Hazard Area (SFHA).
    (a) General conditions. The borrower and lender of a loan secured by 
improved real estate or a manufactured home may jointly request that 
FEMA review a determination that the building or manufactured home is 
located in an identified SFHA. Such a request must be submitted within 
45 days of the lender's notification to the borrower that the building 
or manufactured home is in the SFHA and that flood insurance is 
required. Such a request must be submitted jointly by the lender and the 
borrower and shall include the required fee and technical information 
related to the building or manufactured home. Elevation data will not be 
considered under the procedures described in this section.
    (b) Data and other requirements. Items required for FEMA's review of 
a determination shall include the following:
    (1) Payment of the required fee by check or money order, in U.S. 
funds, payable to the National Flood Insurance Program;
    (2) A request for FEMA's review of the determination, signed by both 
the borrower and the lender;
    (3) A copy of the lender's notification to the borrower that the 
building or manufactured home is in an SFHA and that flood insurance is 
required (the request for review of the determination must be postmarked 
within 45 days of borrower notification);
    (4) A completed Standard Flood Hazard Determination Form for the 
building or manufactured home, together with a legible hard copy of all 
technical data used in making the determination; and
    (5) A copy of the effective NFIP map (Flood Hazard Boundary Map 
(FHBM) or Flood Insurance Rate Map (FIRM)) panel for the community in 
which the building or manufactured home is located, with the building or 
manufactured home location indicated. Portions of the map panel may be 
submitted but shall include the area of the building or manufactured 
home in question together with the map panel title block, including 
effective date, bar scale, and north arrow.

[[Page 356]]

    (c) Review and response by FEMA. Within 45 days after receipt of a 
request to review a determination, FEMA will notify the applicants in 
writing of one of the following:
    (1) Request submitted more than 45 days after borrower notification; 
no review will be performed and all materials are being returned;
    (2) Insufficient information was received to review the 
determination; therefore, the determination stands until a complete 
submittal is received; or
    (3) The results of FEMA's review of the determination, which shall 
include the following:
    (i) The name of the NFIP community in which the building or 
manufactured home is located;
    (ii) The property address or other identification of the building or 
manufactured home to which the determination applies;
    (iii) The NFIP map panel number and effective date upon which the 
determination is based;
    (iv) A statement indicating whether the building or manufactured 
home is within the Special Flood Hazard Area;
    (v) The time frame during which the determination is effective.

[60 FR 62218, Dec. 5, 1995]