[Code of Federal Regulations] [Title 20, Volume 1] [Revised as of April 1, 2005] From the U.S. Government Printing Office via GPO Access [CITE: 20CFR218.11] [Page 219-220] TITLE 20--EMPLOYEES' BENEFITS CHAPTER II--RAILROAD RETIREMENT BOARD PART 218_ANNUITY BEGINNING AND ENDING DATES--Table of Contents Subpart B_When an Annuity Begins Sec. 218.11 When a spouse annuity begins. (a) A spouse annuity begins on the later of either the date chosen by the applicant or the earliest date permitted by law. (b) Earliest date permitted by law--(1) General rules. The earliest date permitted by law is the latest of-- (i) The day after the day the claimant last worked for a railroad employer; (ii) The beginning date of the employee annuity; (iii) The first day of the month in which the claimant meets the marriage requirement as shown in part 216 of this chapter; or (iv) The first day of the month in which the employee annuitant meets the age requirement to qualify the claimant as shown in part 216 of this chapter. (2) Full-age annuity. The earliest date permitted by law is the latest of-- (i) The month shown in paragraph (b)(1) of this section; (ii) The first day of the month in which the claimant meets the age requirement as shown in part 216 of this chapter; or (iii) The first day of the sixth month before the month in which the application is filed. (3) ``Child in care'' annuity. The earliest date permitted by law is the latest of-- (i) The month shown in paragraph (b)(1) of this section; (ii) The first day of the month in which the claimant becomes eligible for a spouse annuity based on having a ``child in care'' as shown in part 216 of this chapter; or (iii) The first day of the sixth month before the month in which the application is filed. (4) Reduced-age annuity. The earliest date permitted by law is the latest of-- [[Page 220]] (i) The month shown in paragraph (b)(1) of this section; (ii) The first day of the first full month in which the spouse is age 62 if the employee has less than 30 years of service; (iii) The first day of the month in which the spouse is age 60, if the employee has at least 30 years of service; (iv) The first day of the sixth month before the month in which the application is filed; or (v) The first day of the month in which the application is filed if beginning the annuity in an earlier month would increase the age reduction factor applied to the annuity.