[Code of Federal Regulations] [Title 42, Volume 2] [Revised as of October 1, 2005] From the U.S. Government Printing Office via GPO Access [CITE: 42CFR403.215] [Page 38-39] TITLE 42--PUBLIC HEALTH CHAPTER IV--CENTERS FOR MEDICARE & MEDICAID SERVICES, DEPARTMENT OF HEALTH AND HUMAN SERVICES PART 403_SPECIAL PROGRAMS AND PROJECTS--Table of Contents Subpart B_Medicare Supplemental Policies Sec. 403.215 Loss ratio standards. (a) The policy must be expected to return to the policyholders, in the form of aggregate benefits provided under the policy-- (1) At least 75 percent of the aggregate amount of premiums in the case of group policies; and (2) At least 60 percent of the aggregate amount of premiums in the case of individual policies. (b) For purposes of loss ratio requirements, policies issued as a result of solicitation of individuals through the mail or by mass media advertising are considered individual policies. [[Page 39]] State Regulatory Programs