[Code of Federal Regulations] [Title 20, Volume 1] [Revised as of April 1, 2005] From the U.S. Government Printing Office via GPO Access [CITE: 20CFR225.35] [Page 451] TITLE 20--EMPLOYEES' BENEFITS CHAPTER II--RAILROAD RETIREMENT BOARD PART 225_PRIMARY INSURANCE AMOUNT DETERMINATIONS--Table of Contents Subpart D_Delayed Retirement Credits Sec. 225.35 When a PIA used in computing a retirement annuity can be increased for DRC's. Delayed retirement credits earned at different times are added to the PIA used in computing a retirement annuity as follows: ------------------------------------------------------------------------ DRC's earned for month in Are added to PIA ------------------------------------------------------------------------ Years before the year the employee annuity On the date the annuity begins. begins. Year the annuity begins................... On January 1 of the year after the annuity begins. Years after the annuity begins, and before On January 1 of the year the year the employee attains age 70 (72 after the credits are before 1984). earned. Year the employee attains age 70 (72 In the month age 70 (or 72) before 1984). is attained. ------------------------------------------------------------------------