[Code of Federal Regulations]

[Title 24, Volume 1]

[Revised as of April 1, 2006]

From the U.S. Government Printing Office via GPO Access

[CITE: 24CFR100.141]



[Page 669]

 

                 TITLE 24--HOUSING AND URBAN DEVELOPMENT

 

    CHAPTER I--OFFICE OF ASSISTANT SECRETARY FOR EQUAL OPPORTUNITY, 

               DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

 

PART 100_DISCRIMINATORY CONDUCT UNDER THE FAIR HOUSING ACT--Table 

of Contents

 

Subpart C_Discrimination in Residential Real Estate-Related Transactions

 

Sec.  100.141  Definitions.



    As used in this subpart:

    Lender means a person who engages in a residential real estate-

related lending transaction.

    Residential real estate-related lending transaction means the making 

of a loan:

    (1) For purchasing, constructing, improving, repairing, or 

maintaining a dwelling; or

    (2) Secured by residential real estate.

    Self-test means any program, practice or study a lender voluntarily 

conducts or authorizes which is designed and used specifically to 

determine the extent or effectiveness of compliance with the Fair 

Housing Act. The self-test must create data or factual information that 

is not available and cannot be derived from loan files, application 

files, or other residential real estate-related lending transaction 

records. Self-testing includes, but is not limited to, using fictitious 

credit applicants (testers) or conducting surveys of applicants or 

customers, nor is it limited to the pre-application stage of loan 

processing.



[62 FR 66432, Dec. 18, 1997]