[Code of Federal Regulations]

[Title 24, Volume 1]

[Revised as of April 1, 2006]

From the U.S. Government Printing Office via GPO Access

[CITE: 24CFR81.45]



[Page 454]

 

                 TITLE 24--HOUSING AND URBAN DEVELOPMENT

 

PART 81_THE SECRETARY OF HUD'S REGULATION OF THE FEDERAL NATIONAL 

MORTGAGE ASSOCIATION (FANNIE MAE) AND THE FEDERAL HOME LOAN MORTGAGE 

CORPORATION (FREDDIE MAC)--Table of Contents

 

                         Subpart C_Fair Housing

 

Sec.  81.45  Obtaining and disseminating information.



    (a) The Secretary shall obtain information from other regulatory and 

enforcement agencies of the Federal Government and State and local 

governments regarding violations by lenders of the Fair Housing Act, 

ECOA, and/or State or local fair housing/lending laws, and shall make 

such information available to the GSEs as the Secretary deems 

appropriate in accordance with applicable law regarding the 

confidentiality of supervisory information and the right to financial 

privacy, and subject to the terms of memoranda of understanding and 

other arrangements between the Secretary and Federal financial 

regulators and other agencies. In addition, the Secretary shall make 

information that the Secretary possesses regarding violations of the 

Fair Housing Act available to the GSEs.

    (b) As contemplated in paragraph (a) of this section, the Secretary 

shall obtain information regarding violations by lenders of the Fair 

Housing Act or ECOA involving discrimination with respect to the 

availability of credit in a residential real-estate-related transaction 

from other Federal regulatory or enforcement agencies. The Secretary 

will obtain information from regulators regarding violations of ECOA by 

lenders only in circumstances in which there is either more than a 

single ECOA violation, or the ECOA violation could also be a violation 

of the Fair Housing Act.