[Code of Federal Regulations]

[Title 24, Volume 1]

[Revised as of April 1, 2006]

From the U.S. Government Printing Office via GPO Access

[CITE: 24CFR81.72]



[Page 459-460]

 

                 TITLE 24--HOUSING AND URBAN DEVELOPMENT

 

PART 81_THE SECRETARY OF HUD'S REGULATION OF THE FEDERAL NATIONAL 

MORTGAGE ASSOCIATION (FANNIE MAE) AND THE FEDERAL HOME LOAN MORTGAGE 

CORPORATION (FREDDIE MAC)--Table of Contents

 

                     Subpart F_Access to Information

 

Sec.  81.72  Public-use database and public information.



    (a) General. Except as provided in paragraph (c) of this section, 

the Secretary shall establish and make available for public use, a 

public-use database containing public data as defined in Sec.  81.2.

    (b) Examination of submissions. Following receipt of mortgage data 

and AHAR information from the GSEs, the Secretary shall, as 

expeditiously as possible, examine the submissions for mortgage data and 

AHAR information that:

    (1) Has been deemed to be proprietary information under this part by 

a temporary order, final order, or regulation in effect at the time of 

submission;

    (2) Has been designated as proprietary information by the GSE in 

accordance with Sec.  81.73;

    (3) Would constitute a clearly unwarranted invasion of personal 

privacy if such data or information were released to the public; or

    (4) Is required to be withheld or, in the determination of the 

Secretary, is not appropriate for public disclosure under other 

applicable laws and regulations, including the Trade Secrets Act (18 

U.S.C. 1905) and Executive Order 12600.

    (c) Public data and proprietary data. The Secretary shall place 

public data in the public-use database. The Secretary shall exclude from 

the public-use database and from public disclosure:

    (1) All mortgage data and AHAR information within the scope of 

paragraphs (b)(1), (b)(3), and (b)(4) of this section;

    (2) Any other mortgage data and AHAR information under (b)(2) when 

determined by the Secretary under Sec.  81.74 to be proprietary 

information; and

    (3) Mortgage data that is not year-end data.

    (d) Access. The Secretary shall provide such means as the Secretary 

determines are reasonable for the public to gain access to the public-

use database. To obtain access to the public-use database, the public 

should contact the Director, Office of Government-Sponsored Enterprises, 

Department of Housing and Urban Development, 451 Seventh Street, S.W., 

Washington, DC 20410, telephone (202) 708-2224 (this is not a toll-free 

number).

    (e) Fees. The Secretary may charge reasonable fees to cover the cost 

of providing access to the public-use database. These fees will include 

the costs



[[Page 460]]



of system access, computer use, copying fees, and other costs.