[Code of Federal Regulations]

[Title 24, Volume 4]

[Revised as of April 1, 2006]

From the U.S. Government Printing Office via GPO Access

[CITE: 24CFR904.207]



[Page 339-340]

 

                 TITLE 24--HOUSING AND URBAN DEVELOPMENT

 

CHAPTER IX--OFFICE OF ASSISTANT SECRETARY FOR PUBLIC AND INDIAN HOUSING, 

               DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

 

PART 904_LOW RENT HOUSING HOMEOWNERSHIP OPPORTUNITIES--Table of Contents

 

             Subpart C_Homeownership Counseling and Training

 

Sec.  904.207  Use of appendix.



    A Content Guide for Counseling and Training Program (Appendix I) is 

provided as further detailed information for consideration in designing 

the counseling and training program. The items set forth therein are not 

to be considered mandatory.



 Appendix I to Subpart C of Part 904--Content Guide for Counseling and 

                            Training Program



                               (Subpart C)



    Inclusion of the following items in the Counseling and Training 

Program should be considered, keeping in mind that the extent to which 

they are covered will depend on specific needs of homebuyers in the 

given development.



                           preoccupancy phase



    1. Explanation of program. Includes the background and a full 

description of the program with special emphasis on the financial and 

legal responsibilities of the homebuyers, the HBA, and the LHA; and a 

review for homebuyers of the computation of the monthly payment and of 

the accumulation and purpose of EHPA and reserves.

    2. Property care and maintenance. Includes making homebuyers 

generally familiar with the overall operation of the home, including 

fixtures, equipment, interior designing, and building and equipment 

warranties, and the appropriate procedures for obtaining services and 

repairs to which the homebuyers may be entitled. (This aspect will 

probably have to be covered in more detail during the Post-Occupancy 

Phase.)

    3. Money management. Includes budgeting, consumer education, credit 

counseling, insurance, utility costs, etc.

    4. Developing community. Includes a view of the surrounding 

community, and especially how the homebuyer relates to it as an 

individual and as a member of the HBA.

    5. Referrals. Includes information as to community resources and 

services where assistance can be obtained in relation to individual or 

family problems beyond the scope of the contract agency. This may 

include referrals to community services that can upgrade employment 

skills, provide legal services, offer educational opportunities, care 

for health and dental needs, care for children of working mothers, 

provide guidance in marital problems and general family matters, 

including drugs and alcohol.



                          post-occupancy phase



    1. Home maintenance. This should include builder responsibility, 

identification of minor and major repairs, instructions on do-it-

yourself repairs and methods of having major repairs completed.

    2. Money management. This should involve an in-depth study of the 

legal and financial aspects of consumer credit, savings and investments, 

and budget counseling.

    3. Developing community. This will consist primarily of creating an 

awareness on the part of the homebuyer of the nature and function of the 

HBA and the value of his participation in, and working through, the HBA 

as a responsible member of his community. By this means much will be 

learned about relationships with neighbors, community cooperation, and 

the ways in which individual and group problems are solved.



                               other items



    In addition to the above, there are other needs and concerns, 

especially those expressed by the homebuyers, that may be dealt with in 

special classes or workshops. These may include such topics as child 

care, selection of furnishings, decorating and furnishing, refinishing 

of furniture, upholstery,



[[Page 340]]



sewing, food and nutrition, care of clothing, etc.