[Code of Federal Regulations]
[Title 49, Volume 6]
[Revised as of October 1, 2006]
From the U.S. Government Printing Office via GPO Access
[CITE: 49CFR544.4]

[Page 125-126]
 
                        TITLE 49--TRANSPORTATION
 
                   CHAPTER V--NATIONAL HIGHWAY TRAFFIC
                    SAFETY ADMINISTRATION, DEPARTMENT
                            OF TRANSPORTATION
 
PART 544_INSURER REPORTING REQUIREMENTS--Table of Contents
 
Sec.  544.4  Definitions.

    (a) Statutory terms. All terms defined in 49 U.S.C. 33101 and 33112 
are used in accordance with their statutory meanings unless otherwise 
defined in paragraph (b) of this section.
    (b) Other definitions. (1) Comprehensive insurance coverage means 
the indemnification of motor vehicle owners by an insurer against losses 
due to fire, theft, robbery, pilferage, malicious mischief and 
vandalism, and damage resulting from floods, water, tornadoes, cyclones, 
or windstorms.
    (2) Gross vehicle weight rating is used as defined at Sec.  571.3 of 
this chapter.
    (3) Heavy truck means a truck with a gross vehicle weight rating of 
more than 10,000 pounds.
    (4) Light truck means a truck with a gross vehicle weight rating of 
10,000 pounds or less.
    (5) Major part means--
    (i) In the case of passenger motor vehicles, any part listed in 
Sec.  541.5(a) (1) through (14) of this chapter;
    (ii) In the case of light trucks, any part listed in Sec.  541.4(a) 
(1) through (14) of this chapter, or the cargo bed or transfer case;
    (iii) In the case of heavy trucks, any part listed in Sec.  541.5(a) 
(1) through (14) of this chapter, or the cargo bed, drive axle assembly, 
fifth wheel, sleeper, or the transfer case;
    (iv) In the case of multipurpose passenger vehicles, any part listed 
in Sec.  541.5(a) (1) through (14) of this chapter, or the cargo bed or 
transfer case; and
    (v) In the case of motorcycles, the crankcase, engine, frame, front 
fork, or transmission.
    (6) Motorcycle is used as defined at Sec.  571.3 of this chapter.
    (7) Motorcycle vehicle means a passenger motor vehicle, multipurpose 
passenger vehicle, truck, or motorcycle.
    (8) Multipurpose passenger vehicle is used as defined at Sec.  571.3 
of this chapter.
    (9) Recovery means regaining physical possession of a motor vehicle 
or a major portion of the superstructure of a motor vehicle with one or 
more major parts still attached to the superstructure, after that 
vehicle has been stolen.
    (10) Recovery-in-part means a recovery in which one or more of the 
recovered vehicle's major parts is missing at the time of recovery.
    (11) Recovery intact means a recovery with none of the recovered 
vehicle's major parts missing at the time of recovery, and with no 
apparent damage to any part of the motor vehicle other than those parts 
damaged in order to enter, start, and operate the vehicle, but with 
additional mileage and ordinary wear and tear.
    (12) Recovery-in-whole means a recovery with none of the recovered 
vehicle's major parts missing at the time of recovery, but with apparent 
damage to some part or parts of the vehicle in addition to those parts 
damaged in order to enter, start, and operate the vehicle.
    (13) Reporting period means the calendar year covered by a report 
submitted under this part.
    (14) Truck is used as defined at Sec.  571.3 of this chapter.
    (15)(i) In the case of insurers that issue motor vehicle insurance 
policies, vehicle theft means an actual physical removal of a motor 
vehicle without the permission of its owner, but does not include the 
removal of component parts, accessories, or personal belongings from a 
motor vehicle which is not moved.

[[Page 126]]

    (ii) In the case of an insurer which has a fleet of 20 or more 
vehicles (other than a governmental entity) used primarily for rental or 
lease and not covered by theft insurance policies issued by insurers of 
motor vehicles, ``vehicle theft'' means an actual physical removal of a 
motor vehicle without the permission of its owner, or keeping possession 
of the motor vehicle without permission of its owner for a sufficient 
period of time so that the vehicle could have been reported as stolen to 
the State police in the State in which the vehicle was to have been 
returned. However, vehicle theft does not include the removal of 
component parts, accessories, or personal belongings from a motor 
vehicle which is not moved.

[52 FR 76, Jan. 2, 1987, as amended at 60 FR 33148, June 27, 1995; 61 FR 
41987, Aug. 13, 1996; 62 FR 33756, June 23, 1997]