[Code of Federal Regulations] [Title 5, Volume 3] [Revised as of January 1, 2007] From the U.S. Government Printing Office via GPO Access [CITE: 5CFR1655.6] [Page 287] TITLE 5--ADMINISTRATIVE PERSONNEL CHAPTER VI--FEDERAL RETIREMENT THRIFT INVESTMENT BOARD PART 1655_LOAN PROGRAM--Table of Contents Sec. 1655.6 Amount of loan. (a) Minimum amount. The initial principal amount of any loan may not be less than $1,000. (b) Maximum amount. The principal amount of a new loan must be less than or equal to the smallest of the following: (1) The portion of the participant's individual account balance that is attributable to employee contributions and attributable earnings (not including any outstanding loan principal); (2) 50 percent of the participant's vested account balance (including any outstanding loan balance) or $10,000, whichever is greater, minus any outstanding loan balance; or (3) $50,000 minus the participant's highest outstanding loan balance (if any) during the last 12 months. (c) If a participant has both a civilian TSP account and a uniformed services TSP account, the maximum loan amount available will be based on a calculation that takes into consideration the account balances and outstanding loan balances for both accounts.