[Code of Federal Regulations]
[Title 24, Volume 2]
[Revised as of April 1, 2008]
From the U.S. Government Printing Office via GPO Access
[CITE: 24CFR200.926d]

[Page 60-64]
 
                 TITLE 24--HOUSING AND URBAN DEVELOPMENT
 
 CHAPTER II--OFFICE OF ASSISTANT SECRETARY FOR HOUSING--FEDERAL HOUSING 
        COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
 
PART 200_INTRODUCTION TO FHA PROGRAMS--Table of Contents
 
                  Subpart S_Minimum Property Standards
 
Sec. 200.926d  Construction requirements.

    (a) Application--(1) General. These standards cover the agency 
requirements for accessibility to physically handicapped people, 
variations to standards, real estate entity, trespass and utilities, 
site conditions, access, site design, streets, dedication of utilities, 
drainage and flood hazard exposure, special construction and product 
acceptance, thermal requirements, and water supply systems.
    (2) Requirements for accessibility to physically handicapped people. 
The HUD Field Office will advise project sponsors as to the extent 
accessibility will be required for new construction of one- and two-
family dwellings on a project-by-project basis.
    (i) Technical standards. See HUD Handbook, 4910.1, Sections 100-1.3b 
and 100-1.3c.
    (3) Variations to standards--(i) New materials and technologies. See 
paragraph (d) of this section. Alternatives, nonconventional or 
innovative methods and materials shall be equivalent to these standards 
in the areas of structural soundness, durability, economy of maintenance 
or operation and usability.
    (ii) Variation procedures. Variations from the requirements of any 
standard with which the Department requires compliance shall be made in 
the following ways:
    (A) For a particular design or construction method to be used on a 
single case or project, the decision is the responsibility of the Field 
Office. Headquarters concurrence is not required.
    (B) Where a variation is intended to be on a repetitive basis, a 
recommendation for a Local Acceptable Standard, substantiating data, and 
background information shall be submitted by the Field Office to the 
Director, Office of Manufactured Housing and Regulatory Functions.
    (iii) Variances which require individual analysis and decision in 
each instance are not considered as repetitive variances even though one 
particular standard is repeatedly the subject of variation. Such 
variances are covered by paragraph (a)(3)(ii)(A) of this section.
    (b) General acceptability criteria--(1) Real estate entity. The 
property shall comprise a single plot except that a primary plot with a 
secondary plot for an appurtenant garage or for other use contributing 
to the marketability of the property will be acceptable provided the two 
plots are in such proximity as to comprise a readily marketable real 
estate entity.
    (2) Service and facilities--(i) Trespass. Each living unit shall be 
one that can be used and maintained individually without trespass upon 
adjoining properties, except when the windowless wall of a detached 
dwelling is located on a side lot line. A detached dwelling may be 
located on a side lot line if:
    (A) legal provision is made for permanent access for the maintenance 
of the exterior portion of the lot line wall, and
    (B) the minimum distances from the dwelling to the dwellings on the 
abutting properties are not less than the sum of the side yard distances 
computed as appropriate for the type of opposing walls. (minimum 
distance 10 ft).

[[Page 61]]

    (ii) Utilities. Utility services shall be independent for each 
living unit, except that common services such as water, sewer, gas and 
electricity may be provided for living units under a single mortgage or 
ownership. Separate utility service shut-off for each unit shall be 
provided. For living units under separate ownership, common utility 
services may be provided from the main to the building line when 
protected by an easement or convenant and maintenance agreement 
acceptable to HUD, but shall not pass over, under or through any other 
living unit. Individual utilities serving a living unit may not pass 
over, under or through another living unit under the same mortgage 
unless provision is made for repair and maintenance of utilities without 
trespass or when protected by an easement or covenant providing 
permanent access for maintenance and repair of the utilities. Building 
drain cleanouts shall be accessible from the exterior where a single 
drain line within the building serves more than one unit.
    (3) Site conditions. (i) The property shall be free of those 
foreseeable hazards and adverse conditions which may affect the health 
and safety of occupants or the structural soundness of the improvements, 
or which may impair the customary use and enjoyment of the property. The 
hazards include toxic chemicals, radioactive materials, other pollution, 
hazardous activities, potential damage from soil or other differential 
ground movements, ground water, inadequate surface drainage, flood, 
erosion, or other hazards located on or off site. The site must meet the 
standards set forth in 24 CFR part 51, and HUD Handbook 4910.1, section 
606 for termite and decay protection.
    (ii) When special conditions exist or arise during construction 
which were unforeseen and which necessitate precautionary or hazard 
mitigation measures, the HUD Field Office shall require corrective work 
to mitigate potential adverse effects from the special conditions as 
necessary. Special conditions include rock formations, unstable soils or 
slopes, high ground water levels, springs, or other conditions which may 
adversely affect a property. It shall be the builder's responsibility to 
ensure proper design, construction and satisfactory performance where 
these conditions are present.
    (4) Access. (i) Each property shall be provided with vehicular or 
pedestrian access by a public or private street. Private streets shall 
be protected by permanent easement.
    (ii) Each living unit shall have a means of access such that it is 
unnecessary to pass through any other living unit.
    (iii) The rear yard shall be accessible without passing through any 
other living unit.
    (iv) For a townhouse type dwelling, access to the rear yard may be 
by means of alley, easement, passage through the dwelling, or other 
means acceptable to the HUD Field Office.
    (c) Site design--(1) General. (i) A site design shall be provided 
which includes an arrangement of all site facilities necessary to create 
a safe, functional, healthful, durable and energy efficient living 
environment.
    (ii) With the exception of paragraph (c)(4) of this section, these 
site design standards apply only in communities that have not adopted 
criteria for site development applicable to one and two family 
dwellings.
    (iii) Single family detached houses situated on individual lots 
located on existing streets with utilities need not comply with the 
requirements of paragraphs (c)(2) and (c)(3) of this section.
    (2) Streets. (i) Existing or proposed streets on the site shall 
connect to private or public streets and shall provide all-weather 
access to all buildings for essential and emergency use, including 
access needed for deliveries, service, maintenance and fire equipment.
    (ii) Streets shall be designed for dedication for public use and 
maintenance or, when approved by the HUD Field Office, may be retained 
as private streets where protected by permanent easements.
    (3) Dedication. Utilities shall be located to permit dedication to 
the local government or appropriate public body.
    (4) Drainage and flood hazard exposure--(i) Residential structures 
with basements located in FEMA-designated areas of special flood hazard. 
The elevation of the lowest floor in structures with basements shall be 
at or above the base

[[Page 62]]

flood level (100-year flood level) required for new construction or 
substantial improvement of residential structures under regulations for 
the National Flood Insurance Program (NFIP) (see 44 CFR 60.3 through 
60.6), except where variances from this standard are granted by 
communities under the procedures of the Federal Emergency Management 
Agency (FEMA) at 44 CFR 60.6(a) or exceptions from this NFIP standard 
for basements are approved by FEMA in accordance with procedures at 44 
CFR 60.6(c).
    (ii) Residential structures without basements located in FEMA-
designated areas of special flood hazard. The elevation of the lowest 
floor in structures without basements shall be at or above the FEMA-
designated base flood elevation (100-year flood level).
    (iii) Residential structures located in FEMA-designated ``coastal 
high hazard areas''. (A) Basements or any permanent enclosure of space 
below the lowest floor of a structure are prohibited.
    (B) Where FEMA has determined the base flood level without 
establishing stillwater elevations, the bottom of the lowest structural 
member of the lowest floor (excluding pilings and columns) and its 
horizontal supports shall be at or above the base flood level.
    (iv)(A) In all cases in which a Direct Endorsement (DE) mortgagee or 
a Lender Insurance (LI) mortgagee seek to insure a mortgage on a newly 
constructed one-to four-family dwelling (including a newly erected 
manufactured home) that was processed by the DE or LI mortgagee, the DE 
or LI mortgagee must determine whether the property improvements 
(dwelling and related structures/equipment essential to the value of the 
property and subject to flood damage) are located in a 100-year 
floodplain, as designated on maps of the Federal Emergency Management 
Agency. If so, the DE mortgagee, before submitting the application for 
insurance to HUD, or the LI mortgagee, before submitting all the 
required data regarding the mortgage to HUD, must obtain:
    (1) A final Letter of Map Amendment (LOMA);
    (2) A final Letter of Map Revision (LOMR); or
    (3) A signed Elevation Certificate documenting that the lowest floor 
(including basement) of the property improvements is built at or above 
the 100-year flood elevation in compliance with National Flood Insurance 
program criteria 44 CFR 60.3 through 60.6.
    (B) Under the DE program, these mortgages are not eligible for 
insurance unless the DE mortgagee submits the LOMA, LOMR, or Elevation 
Certificate to HUD with the mortgagee's request for endorsement.
    (v) Streets. Streets must be usable during runoff equivalent to a 
10-year return frequency. Where drainage outfall is inadequate to 
prevent runoff equivalent to a 10-year return frequency from ponding 
over 6 inches deep, streets must be made passable for commonly used 
emergency vehicles during runoff equivalent to a 25-year return 
frequency, except where an alternative access street not subject to such 
ponding is available.
    (vi) Crawl spaces. Crawl spaces must not pond water or be subject to 
prolonged dampness.
    (d) Special construction and product acceptance--(1) Structural 
features of factory produced (modular or panelized) housing or 
components.
    (i) For factory fabricated systems or components, HUD Handbook 
4950.1, ``Technical Suitability of Products Program Technical and 
Processing Procedures'' shall apply.
    (ii) The requirements of this part shall apply to structural 
features, consisting of factory fabricated systems or components 
assembled either at the factory or at the construction site, if the 
total construction is covered by these standards and can be inspected 
on-site for determination of compliance.
    (2) Non-structural or non-standard features. These features include 
methods of construction, systems, sub-systems, components, materials and 
processes which are not covered by these requirements. See HUD Handbook 
4950.1 for procedures to be followed in order to obtain acceptance of 
non-structural components or materials. See HUD Handbook 4910.1, 
appendix F for a list of Use of Materials Bulletins. Products and 
methods shall conform to the appropriate Use of Materials Bulletin.

[[Page 63]]

    (3) Standard Features. These features include methods of 
construction, systems, sub-systems, components, materials and processes 
which are covered by national society or industry standards. For a list 
of standards and practices to which compliance is required, see HUD 
Handbook 4910.1, Appendix C and Appendices E and F, available from HUD, 
451 Seventh Street, SW., Attention: Mailroom B-133, Washington, DC 
20410.
    (e) Energy efficiency. All detached one- and two-family dwellings 
and one-family townhouses not more than three stories in height shall 
comply with the CABO Model Energy Code, 1992 Edition, Residential 
Buildings, except for Sections 101.3.1, 101.3.2, 104, and 105, but 
Section 101.3.2.2, Historic Buildings, shall remain, and including the 
Appendix, and HUD intermediate MPS Supplement 4930.2 Solar Heating and 
Domestic Hot Water Systems, 1989 edition.
    (f) Water supply systems--(1) General. (i) Each living unit shall be 
provided with a continuing and sufficient supply of safe water under 
adequate pressure and of appropriate quality for all household uses. 
Newly constructed residential property for which a building permit has 
been applied for on or after June 19, 1988 from the competent authority 
with jurisdiction in this matter shall have lead-free water piping. For 
purposes of these standards, water piping is ``lead free'' if it uses 
solders and flux containing not more than 0.2 percent lead and pipes and 
pipe fittings containing not more than 8.0 percent lead. This system 
shall not impair the function or durability of the plumbing system or 
attachments.
    (ii) The chemical and bacteriological standards of the local health 
authority shall apply. In the absence of such standards, those of the 
appropriate State agency shall apply. A water analysis may be required 
by either the health authority or the HUD Field Office.
    (iii) Whenever feasible, connection shall be made to a public water 
system. When a public system is not available, connection shall be made 
to a community system which complies with HUD Handbook 4940.2, if 
feasible.
    (2) Individual water systems. (i) The system should be capable of 
delivering a flow of 5 gpm over at least a 4 hour period.
    (ii) The chemical and bacteriological standards of the local health 
authority shall apply. In the absence of such standards, those of the 
appropriate State agency shall apply. A water analysis may be required 
by either the health authority or the HUD Field Office.
    (iii) After installation, the system shall be disinfected in 
accordance with the recommendations or requirements of the local health 
authority. In the absence of a health authority, system cleaning and 
disinfection shall conform to the current EPA Manual of Individual Water 
Supply Systems.
    (iv) Bacteriological or chemical examination of a water sample 
collected by a representative of the local or state health authority 
shall be made when required by that authority or the HUD Field Office.
    (3) Location of wells. (i) A well located within the foundation 
walls of a dwelling is not acceptable except in arctic or subarctic 
regions.
    (ii) Water which comes from any soil formation which may be 
polluted, contaminated, fissured, creviced or less than 20 ft. below the 
natural ground surface is not acceptable, unless acceptable to the local 
health authority.
    (iii) Individual water supply systems are not acceptable for 
individual lots in areas where chemical soil poisoning has been or is 
practiced if the overburden of soil between the ground surface and the 
water bearing strata is coarse grained sand, gravel, or porous rock, or 
is creviced in a manner which will permit the recharge water to carry 
the toxicants into the zone of saturation.
    (iv) The following table shall be used in establishing the minimum 
acceptable distances between wells and sources of pollution located on 
either the same or adjoining lots. These distances may be increased by 
either the health authority having jurisdiction or the HUD Field Office.

[[Page 64]]



                    Distance From Source of Pollution
------------------------------------------------------------------------
                                                              Minimum
                                                             horizontal
                   Source of pollution                        distance
                                                               (feet)
------------------------------------------------------------------------
Property Line............................................       10
Septic Tank..............................................       50
Absorption Field.........................................  \1\ 100
Seepage Pit..............................................  \1\ 100
Absorption Bed...........................................  \1\ 100
Sewer Lines w/Permanent Watertight Joints................       10
Other Sewer Lines........................................       50
Chemically Poisoned Soil.................................   \3\ 25
Dry Well.................................................       50
Other....................................................   (\2\)
------------------------------------------------------------------------
\1\ This clearance may be increased or decreased depending upon soil and
  rock penetrated by the well and aquifer conditions. The clearance may
  be increased in creviced limestone and permeable strata of gravel and
  sand. The clearance may be reduced to 50 ft. only where the ground
  surface is effectively separated from the water bearing formation by
  an extensive, continuous and impervious strata of clay, hardpan, or
  rock. The well shall be constructed so as to prevent the entrance of
  surface water and contaminants.
\2\ The recommendations or requirements of the local health authority
  shall apply.
\3\ This clearance may be reduced to 15 feet only where the ground
  surface is effectively separated from the water bearing formation by
  an extensive, continuous and impervious strata of clay, hardpan, or
  rock.

    (4) Well construction. (i) The well shall be constructed so as to 
allow the pump to be easily placed and to function properly.
    (ii)(A) All drilled wells shall be provided with a sound, durable 
and watertight casing capable of sustaining the loads imposed.
    (B) The casing shall extend from a point several feet below the 
water level at drawdown or from an impervious strata above the water 
level to 12 in. above either the ground surface or the pump room floor. 
The casing shall be sealed at the upper opening to a depth of at least 
15 feet.
    (iii) Bored wells shall be lined with concrete, vitrified clay or 
equivalent materials.
    (iv) The space between the casing or liner and the wall of the well 
hole shall be sealed with cement grout.
    (v) The well casing shall not be used to convey water except under 
positive pressure. A separate drop pipe shall be used for the suction 
line.
    (vi) When sand or silt is encountered in the water-bearing 
formation, the well shall either be compacted and gravel packed, or a 
removable strainer or screen shall be installed.
    (vii) The surface of the ground above and around the well shall be 
compacted and graded to drain surface water away from the well.
    (viii) Openings in the casing, cap, or concrete cover for the 
entrance of pipes, pumps or manholes shall be watertight.
    (ix) If a breather is provided, it shall extend above the highest 
level to which surface water may rise. The breather shall be watertight, 
and the open end shall be screened and positioned to prevent entry of 
dust, insects and foreign objects.
    (5) Pump and equipment. (i) Pumps shall be capable of delivering the 
volume of water required under normal operating pressure within the 
living unit. Pump capacity shall not exceed the output of the well.
    (ii) Pumps and equipment shall be mounted to be free of 
objectionable noises, vibrations, flooding, pollution, and freezing.
    (iii) Suction lines shall terminate below maximum drawdown of the 
water level in the well.
    (iv) Horizontal segments of suction line shall be placed below the 
frost line in a sealed casing pipe or in at least 4 in. of concrete. The 
distance from suction line to sources of pollution shall be not less 
than shown in the table at paragraph (f)(3)(iv) of this section.
    (6) Storage tanks. (i) A pressure tank having a minimum capacity of 
42 gallons shall be provided. However, prepressured tanks and other 
pressurizing devices are acceptable provided that delivery between pump 
cycles equals or exceeds that of a 42 gallon tank.
    (ii) Tanks shall be equipped with a clean-out plug at the lowest 
point, and a suitable pressure relief valve.

(Approved by the Office of Management and Budget under control number 
2502-0474)

[50 FR 39594, Sept. 27, 1985, as amended at 53 FR 11271, Apr. 6, 1988; 
56 FR 5350, Feb. 11, 1991; 57 FR 9609, Mar. 19, 1992; 57 FR 27927, June 
23, 1992; 58 FR 41337, Aug. 3, 1993; 58 FR 60249, Nov. 15, 1993; 59 FR 
19112, Apr. 21, 1994; 62 FR 30225, June 2, 1997; 64 FR 56110, Oct. 15, 
1999]