[Code of Federal Regulations]
[Title 5, Volume 2]
[Revised as of January 1, 2008]
From the U.S. Government Printing Office via GPO Access
[CITE: 5CFR870.504]

[Page 413]
 
                    TITLE 5--ADMINISTRATIVE PERSONNEL
 
          CHAPTER I--OFFICE OF PERSONNEL MANAGEMENT (CONTINUED)
 
PART 870_FEDERAL EMPLOYEES' GROUP LIFE INSURANCE PROGRAM--Table of Contents
 
                           Subpart E_Coverage
 
Sec.  870.504  Optional insurance: Election.

    (a)(1) Each employee must elect or waive Option A, Option B, and 
Option C coverage, in a manner designated by OPM, within 31 days after 
becoming eligible unless during earlier employment he/she filed an 
election or waiver which remains in effect. The 31-day time limit for 
Option B or Option C begins on the 1st day after February 28, 1981, on 
which an individual meets the definition of an employee.
    (2) An employee of the District of Columbia Financial Responsibility 
and Management Assistance Authority who elects to be considered a 
Federal employee under section 153 of Pub. L. 104-134 (110 Stat. 1321) 
must elect or waive Option A, Option B, and Option C coverage within 31 
days after the later of:
    (i) The date his/her employment with the Authority begins, or
    (ii) The date the Authority receives his/her election to be 
considered a Federal employee.
    (3) Within 6 months after an employee becomes eligible, an employing 
office may determine that the employee was unable, for reasons beyond 
his/her control, to elect any type of Optional insurance within the time 
limit. In this case, the employee must elect or waive that type of 
Optional insurance within 31 days after he/she is notified of the 
determination. The insurance is retroactive to the 1st day of the first 
pay period beginning after the date the individual became eligible or 
after April 1, 1981, whichever is later. The individual must pay the 
full cost of the insurance from that date for the time that he/she is in 
pay status, retired, or receiving compensation and under age 65.
    (b) Any employee who doesn't file a Life Insurance Election with 
his/her employing office, in a manner designated by OPM, specifically 
electing any type of Optional insurance is considered to have waived it 
and does not have that type of Optional insurance.
    (c) For the purpose of having Option A as an employee, an election 
of this insurance filed on or before February 28, 1981, is considered to 
have been cancelled effective at the end of the pay period which 
included March 31, 1981, unless the employee didn't actually enter on 
duty in pay status during the 1st pay period which began on or after 
April 1, 1981. In that case the election is considered to have been 
cancelled on the first day after the end of the next pay period in which 
the employee actually entered on duty in pay status. In order to have 
Option A as an employee after the date of this cancellation, an employee 
must specifically elect the coverage by filing the Life Insurance 
Election with his/her employing office subject to the provisions of 
Sec.  870.504(a) or Sec.  870.506(b).
    (d) Optional insurance is effective the 1st day an employee actually 
enters on duty in pay status on or after the day the employing office 
receives the election.
    (e) For an employee whose Optional insurance stopped for a reason 
other than a waiver, the insurance is reinstated on the 1st day he/she 
actually enters on duty in pay status in a position in which he/she 
again becomes eligible.

[62 FR 48731, Sept. 17, 1997; 62 FR 52181, Oct. 6, 1997]

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