[Code of Federal Regulations]
[Title 5, Volume 2]
[Revised as of January 1, 2008]
From the U.S. Government Printing Office via GPO Access
[CITE: 5CFR875.413]

[Page 441]
 
                    TITLE 5--ADMINISTRATIVE PERSONNEL
 
          CHAPTER I--OFFICE OF PERSONNEL MANAGEMENT (CONTINUED)
 
PART 875_FEDERAL LONG TERM CARE INSURANCE PROGRAM--Table of Contents
 
                           Subpart D_Coverage
 
Sec.  875.413  Is it possible to have coverage reinstated?

    (a) Under certain circumstances, your coverage can be reinstated. 
The Carrier will reinstate your coverage if it receives proof 
satisfactory to it, within 6 months from the termination date, that you 
suffered from a cognitive impairment or loss of functional capacity, 
before the grace period ended, that caused you to miss making premium 
payments. In that event, you will not be required to submit to 
underwriting. Your coverage will be reinstated retroactively to the 
termination date but you must pay back premiums for that period. The 
premium will be the same as it was prior to termination.
    (b) If your coverage has terminated because you did not pay premiums 
or because you requested cancellation, the Carrier may reinstate your 
coverage within 12 months from the termination date at your request. You 
will be required to reapply based on full underwriting, and the Carrier 
will determine whether you are still insurable. If you are insurable, 
your coverage will be reinstated retroactively to the termination date 
and you must pay back premiums for that period. The premium will be the 
same as it was prior to termination.